Best credit card for MCC 5966 in Vietnam

MCC 5966 · Outbound Telemarketing Merchant · Retail/Direct Mktg

For MCC 5966 (Outbound Telemarketing Merchant) in Vietnam, none of the cards we track gives a bonus. 3 cards (VPBank Lady Mastercard, Techcombank Spark, Techcombank Everyday) earn nothing on this code.

Tick the cards you hold to see which one to use here.

Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

Cards ranked for MCC 5966

Best overall

1.Sacombank Platinum American Express0.5% cashback≈ 0.50% back
2.Sacombank Visa UNIQ Platinum0.5% cashback≈ 0.50% back
3.Vietcombank Cashplus Platinum American Express0.5% cashback≈ 0.50% back
4.HSBC Cash Back Credit Card0.3% cashback≈ 0.30% back
5.HSBC Live+ Credit Card0.3% cashback≈ 0.30% back

Miles are converted at your mile value.

Cashback cards

1.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.5% cashback
2.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.5% cashback
3.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.5% cashback
4.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
5.HSBC Live+ Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
6.VIB Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback
7.VIB Super Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.1% cashback
8.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback

Cards that earn nothing on this MCC

VPBank Lady MastercardTechcombank SparkTechcombank Everyday

Sources (30)

FAQ

Which credit card is best for MCC 5966 in Vietnam?

What is MCC 5966?

MCC 5966 is the merchant category code for Outbound Telemarketing Merchant (Retail/Direct Mktg). MCC 5966 covers outbound telemarketing merchants that initiate sales calls to consumers to sell goods or services. It is part of the 596x direct marketing group and is typically monitored for higher chargeback risk. It is distinct from 5967 (inbound teleservices) and 5969 (other direct marketers).

Which cards earn no rewards on MCC 5966 in Vietnam?

VPBank Lady Mastercard, Techcombank Spark, Techcombank Everyday exclude MCC 5966 from rewards according to their terms and conditions.

MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.