MCC 5921 · Beer, Wine, and Liquor Stores · Liquor
For MCC 5921 (Beer, Wine, and Liquor Stores) in Vietnam, the VPBank StepUp Mastercard gives the highest cashback at 4% (cap: VND 200,000 per statement (VND 100,000 at 2% below VND 10m spend)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.VPBank StepUp Mastercard
Dining
Applies at any spend tier
Terms checked 2026-09-24 · Issuer terms ·
2.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
3.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
5.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5921 (Beer, Wine, and Liquor Stores) in Vietnam, the VPBank StepUp Mastercard gives the highest cashback at 4% (cap: VND 200,000 per statement (VND 100,000 at 2% below VND 10m spend)).
MCC 5921 is the merchant category code for Beer, Wine, and Liquor Stores (Liquor). MCC 5921 covers package stores selling beer, wine, and liquor for consumption off the premises. Bars and pubs serving drinks on site use 5813, and supermarkets that also sell alcohol generally use 5411. It is commonly treated as a restricted category.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.