MCC 5818 · Large Digital Goods Merchant · Digital Goods
For MCC 5818 (Large Digital Goods Merchant) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.MSB Mastercard mDigi
Chosen category 3: Digital goods
Choose 1 of 3 categories
Terms checked 2026-09-24 · Issuer terms ·
3.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
6.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
10.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5818 (Large Digital Goods Merchant) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
MCC 5818 is the merchant category code for Large Digital Goods Merchant (Digital Goods). MCC 5818 covers large digital goods merchants that sell multiple categories of digital content, such as apps, games, music, video, and books, through a single storefront. It is part of the digital goods family with 5815 (media), 5816 (games), and 5817 (applications). Platform app stores commonly process purchases under this code.
Techcombank Spark, Techcombank Everyday exclude MCC 5818 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.