MCC 5817 · Applications (Excludes Games) · Digital Goods
For MCC 5817 (Applications (Excludes Games)) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.MSB Mastercard mDigi
Chosen category 3: Digital goods
Choose 1 of 3 categories
Terms checked 2026-09-24 · Issuer terms ·
3.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
6.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
10.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 5817 as their main code. Seen a different code? Report it.
For MCC 5817 (Applications (Excludes Games)) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
MCC 5817 is the merchant category code for Applications (Excludes Games) (Digital Goods). Covers digital goods merchants selling software applications, excluding games. Digital games are coded 5816, digital media such as books, music and movies use 5815, and large digital goods merchants selling multiple categories may use 5818. Transactions include one-off app purchases and in-app or subscription charges for non-game applications.
Merchants in Vietnam seen with MCC 5817 include TikTok Shop Vietnam. A merchant's MCC can differ by payment channel, so check the code on your statement.
Techcombank Spark, Techcombank Everyday exclude MCC 5817 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.