MCC 5735 · Record Stores · Retail
For MCC 5735 (Record Stores) in Vietnam, the VPBank Lady Mastercard gives the highest cashback at 15% (cap: VND 300,000 per statement (VND 150,000 below VND 15m spend)). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.VPBank Lady Mastercard
Beauty care / Health care / Fashion / Entertainment
The issuer's list includes 9405 (Intra-Government Purchases) and 5561 (Recreational and Utility Trailers, under Fashion); both are kept as published
Terms checked 2026-10-01 · Issuer terms ·
3.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
6.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
9.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5735 (Record Stores) in Vietnam, the VPBank Lady Mastercard gives the highest cashback at 15% (cap: VND 300,000 per statement (VND 150,000 below VND 15m spend)). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
MCC 5735 is the merchant category code for Record Stores (Retail). MCC 5735 covers record stores selling recorded music such as vinyl records, CDs, and cassettes. Digital music downloads and streaming subscriptions generally use digital goods codes such as 5815 or 5818, and musical instrument stores use 5733. Many music retailers also sell other media and may be coded differently.
Techcombank Spark, Techcombank Everyday exclude MCC 5735 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.