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    Best card by MCC / Vietnam / MCC 5722

    Best credit card for MCC 5722 in Vietnam

    MCC 5722 · Household Appliance Stores · Appliances

    For MCC 5722 (Household Appliance Stores) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement).

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5722

    Best overall

    1. 1.Sacombank Visa UNIQ Platinum20% cashback · cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement≈ 20% back
    2. 2.Sacombank Platinum American Express0.5% cashback≈ 0.50% back
    3. 3.Vietcombank Cashplus Platinum American Express0.5% cashback≈ 0.50% back
    4. 4.HSBC Cash Back Credit Card0.3% cashback≈ 0.30% back
    5. 5.HSBC Live+ Credit Card0.3% cashback≈ 0.30% back

    Miles are converted at your mile value.

    Cashback cards

    • 1.Sacombank Visa UNIQ Platinum

      Supermarkets & convenience stores

      Cap VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement

      50% on the first transaction in each category within 30 days of activation. Reference merchants: Co.opmart, Aeon, Bach Hoa Xanh, Lotte Mart, GO!, Winmart, 7-Eleven, Circle K, FamilyMart, Ministop…

      Terms checked 2026-09-24 · Issuer terms ·

      20% cashback
    • 2.Sacombank Platinum American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.5% cashback
    • 3.Vietcombank Cashplus Platinum American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.5% cashback
    • 4.HSBC Cash Back Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 5.HSBC Live+ Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 6.Techcombank Spark

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    • 7.VIB Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    • 8.VIB Super Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.1% cashback
    • 9.VPBank Lady Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.1% cashback
    • 10.VPBank StepUp Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    Sources (28)
    • Quy định hoàn tiền thẻ tín dụng Visa UNIQ Platinum
    • Sacombank Visa Uniq Platinum (RCGV)
    • Quy định hoàn tiền thẻ tín dụng Platinum American Express
    • Sacombank – Danh mục MCC hoàn tiền
    • Quy định hoàn tiền thẻ tín dụng Platinum American Express (re-issued Feb 2026)
    • Thẻ tín dụng Sacombank Platinum American Express – product page
    • Sacombank Platinum American Express (RCGV)
    • Vietcombank Cashplus Platinum American Express product page
    • Điều chỉnh tính năng ưu đãi hoàn tiền Vietcombank Cashplus Platinum Amex (VNBA, 2023)
    • Terms and Conditions of HSBC Cash Back Credit Card (effective 6 March 2026)
    • HSBC Cash Back Credit Card product page
    • Terms and Conditions of HSBC Live+ Credit Card (effective 02/07/2024)
    • HSBC Live+ Credit Card product page
    • Thẻ tín dụng Techcombank Spark – Danh sách MCC chi tiết từng lĩnh vực và danh sách MCC loại trừ
    • Terms and Conditions of Techcombank Rewards Program (credit card earn valid 01/05/2026 – 31/12/2026)
    • Techcombank Spark product page
    • Chương trình Điểm thưởng/hoàn tiền thẻ tín dụng VIB
    • Biểu phí và điều kiện – Thẻ tín dụng VIB Cash Back
    • VIB Cash Back (CardTOT)
    • Chương trình ưu đãi của Thẻ tín dụng VIB Super Card – Danh mục MCC (applicable from 27/09/2023)
    • VIB Super Card American Express Platinum (RCGV, June 2026)
    • Biểu phí & Điều kiện thẻ tín dụng VIB Super Card (effective 19/03/2026)
    • Thể lệ ưu đãi tính năng VPBank Lady Mastercard (21/11/2025 – 20/11/2026), Phụ lục 01–02 MCC
    • Thẻ tín dụng VPBank Lady MasterCard – product page
    • Thể lệ ưu đãi dài hạn VPBank Lady Mastercard (06/10/2023 – 30/09/2024), Phụ lục MCC (superseded)
    • Review VPBank Lady Mastercard (RCGV, May 2026)
    • Thể lệ ưu đãi tính năng thẻ VPBank StepUp Mastercard (21/11/2025 – 20/11/2026)
    • VPBank StepUp Mastercard: phí, ưu đãi, điều kiện (RCGV)
    FAQ

    Which credit card is best for MCC 5722 in Vietnam?

    For MCC 5722 (Household Appliance Stores) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement).

    What is MCC 5722?

    MCC 5722 is the merchant category code for Household Appliance Stores (Appliances). MCC 5722 covers household appliance stores selling items such as refrigerators, washing machines, ovens, vacuum cleaners, and small kitchen appliances. It is often confused with 5732 (electronics stores), which covers TVs, computers, and audio equipment; retailers selling both may use either code depending on their primary product line.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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