MCC 4814 · Telecommunication Services, Telecommunication service including local and long-distance calls, credit card calls, calls through the use of magnetic-strip reading telephones and fax services · Telecommunications
For MCC 4814 (Telecommunication Services, Telecommunication service including local and long-distance calls, credit card calls, calls through the use of magnetic-strip reading telephones and fax services) in Vietnam, none of the cards we track gives a bonus. 6 cards (VPBank StepUp Mastercard, VPBank Lady Mastercard, VIB Super Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 4814 (Telecommunication Services, Telecommunication service including local and long-distance calls, credit card calls, calls through the use of magnetic-strip reading telephones and fax services) in Vietnam, none of the cards we track gives a bonus. 6 cards (VPBank StepUp Mastercard, VPBank Lady Mastercard, VIB Super Card…) earn nothing on this code.
MCC 4814 is the merchant category code for Telecommunication Services, Telecommunication service including local and long-distance calls, credit card calls, calls through the use of magnetic-strip reading telephones and fax services (Telecommunications). Covers telecommunication services, including local and long-distance calls, mobile and fixed-line service billing, prepaid top-ups, credit card calls, calls from magnetic-stripe reading telephones and fax services. Sales of phone equipment fall under 4812, cable and pay TV under 4899, and computer network or internet services often use 4816.
VPBank StepUp Mastercard, VPBank Lady Mastercard, VIB Super Card, VIB Cash Back, Techcombank Spark, Techcombank Everyday exclude MCC 4814 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.