MCC 4812 · Telecommunication Equipment and Telephone Sales · Telecommunications
For MCC 4812 (Telecommunication Equipment and Telephone Sales) in Vietnam, none of the cards we track gives a bonus. 2 cards (VPBank StepUp Mastercard, VPBank Lady Mastercard) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 4812 as their main code. Seen a different code? Report it.
For MCC 4812 (Telecommunication Equipment and Telephone Sales) in Vietnam, none of the cards we track gives a bonus. 2 cards (VPBank StepUp Mastercard, VPBank Lady Mastercard) earn nothing on this code.
MCC 4812 is the merchant category code for Telecommunication Equipment and Telephone Sales (Telecommunications). MCC 4812 covers telecommunication equipment and telephone sales, such as mobile phones, handsets, and accessories sold by carriers or phone retailers. It is often confused with 4814 (telecommunication services), which covers recurring mobile and landline bills; a phone purchase and a monthly plan payment from the same carrier may carry different codes. Electronics stores generally use 5732.
Merchants in Vietnam seen with MCC 4812 include Viettel Store. A merchant's MCC can differ by payment channel, so check the code on your statement.
VPBank StepUp Mastercard, VPBank Lady Mastercard exclude MCC 4812 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.