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    Best card by MCC / the United States / MCC 5818

    Best credit card for MCC 5818 in the United States

    MCC 5818 · Large Digital Goods Merchant · Digital Goods

    For MCC 5818 (Large Digital Goods Merchant) in the United States, none of the cards we track gives a bonus.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5818

    Best overall

    1. 1.Capital One Venture Rewards Credit Card2 mpd≈ 2.6% back
    2. 2.Citi Double Cash Card2% cashback≈ 2.0% back
    3. 3.Wells Fargo Active Cash Card2% cashback≈ 2.0% back
    4. 4.Chase Freedom Unlimited1.5% cashback≈ 1.5% back
    5. 5.Bank of America Customized Cash Rewards Credit Card1% cashback≈ 1.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Miles cards

    • 1.Capital One Venture Rewards Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      2 mpd

    Cashback cards

    • 1.Citi Double Cash Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      2% cashback
    • 2.Wells Fargo Active Cash Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      2% cashback
    • 3.Chase Freedom Unlimited

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1.5% cashback
    • 4.Bank of America Customized Cash Rewards Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 5.Blue Cash Everyday Card from American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 6.Blue Cash Preferred Card from American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 7.Capital One Savor Cash Rewards Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 8.Chase Freedom Flex

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 9.Citi Custom Cash Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 10.Discover it Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 11.U.S. Bank Cash+ Visa Signature Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback

    Points cards

    • 1.Wells Fargo Autograph Card

      Streaming and entertainment (pay TV, digital goods, subscription services)

      Cap Unlimited; Wells Fargo rounds each transaction to the nearest whole dollar to compute bonus points.

      Terms list Books, Music, Continuity/subscription services, Streaming services considered cable and other pay television, Digital goods, Movies. Streaming bundled with another product, or billed by a third party (digital platform, cable/telecom/internet provider, online retailer, in-vehicle service), may not qualify; eligible services listed at wellsfargo.com/autographstreaming. Physical book (5942), record (5735) and movie theater (7832) codes are not included because the terms do not make clear whether 'Books', 'Music' and 'Movies' refer to them or to digital goods. Wells Fargo terms define the category by Visa merchant category names (not numeric codes); MCCs here are the Visa codes whose official titles match those names. Wells Fargo reserves the right to decide which purchases qualify; third-party payment accounts, mobile card readers and online marketplaces may not earn the bonus.

      Terms checked 2026-09-30 · Issuer terms ·

      3 pts per $1
    • 2.American Express Gold Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1 pts per $1
    • 3.Chase Sapphire Preferred Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1 pts per $1
    Sources (41)
    • Venture Rewards Travel Card | Capital One
    • Capital One Entertainment | Capital One
    • How To Earn and Redeem Capital One Miles | Capital One
    • Citi Double Cash Card | Citi.com
    • Citi Double Cash Credit Card Benefits | Citi.com
    • Citi Makes 5x Travel Earnings Permanent on 2 Credit Cards (Upgraded Points)
    • Wells Fargo Active Cash Visa Card Terms and Conditions (incl. Rewards Program Terms)
    • Chase Freedom Unlimited Credit Card
    • Chase rewards categories FAQs (category definitions, streaming and vacation-home merchant lists)
    • Bank of America Customized Cash Rewards Program Rules (CW2, July 2026)
    • Bank of America Customized Cash Rewards Credit Card: Categories & Exclusions
    • Blue Cash Everyday Card | American Express
    • Earn Cash Back | Blue Cash Everyday Benefits | American Express
    • Why the Amex Blue Cash Everyday is a good gas and supermarket card (CNN Underscored)
    • Blue Cash Preferred Card from American Express
    • Upgraded Points: streaming subscription list for the Amex Blue Cash Preferred
    • NerdWallet: Blue Cash Preferred adds 5 streamers to its 6%-back list
    • Savor Rewards: Cash Back on Dining & Grocery Stores | Capital One
    • Chase Freedom Flex Credit Card
    • Chase Freedom announces Q3 2026 5% cash back categories
    • Chase Freedom announces Q4 2026 5% cash back categories
    • Doctor of Credit: Chase Freedom 5% categories for Q4 2026
    • Citi Custom Cash Card Directory of Services (Summary of Terms and Conditions)
    • Citi Custom Cash Card | Citi.com
    • Citi Custom Cash Card (Frequent Miler)
    • Discover it Cash Back Credit Card
    • Discover 5% Cashback Bonus Calendar
    • Discover 5% Cashback Bonus quarterly offer terms (2026 quarters, official data feed behind the calendar)
    • Discover's 5% Cash-Back Bonus Categories for Q4 2026 (CNBC Select)
    • U.S. Bank Cash+ Visa Signature Card
    • U.S. Bank Cash+ Rewards Program Rules
    • Cash+ Categories
    • Cash+ Categories (printable, effective November 2024)
    • Wells Fargo Autograph Visa Card Terms and Conditions (incl. Rewards Program Terms and Autograph addendum)
    • Earn Rewards Points for Streaming Services | Wells Fargo Autograph Visa
    • The American Express Gold Card
    • Amex newsroom: Gold Card introduces new and enhanced benefits (60th anniversary)
    • American Express Gold Card: points and rewards
    • Upgraded Points: Amex Gold Card adds benefits with no annual fee increase
    • Chase Sapphire Preferred Credit Card
    • Chase Sapphire Preferred with Ultimate Rewards Program Agreement (RPA0551_0560, 04/13/2026)
    Merchants in the United States using MCC 5818
    AmazonGoogle Play

    Highlighted merchants use MCC 5818 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 5818 in the United States?

    For MCC 5818 (Large Digital Goods Merchant) in the United States, none of the cards we track gives a bonus.

    What is MCC 5818?

    MCC 5818 is the merchant category code for Large Digital Goods Merchant (Digital Goods). MCC 5818 covers large digital goods merchants that sell multiple categories of digital content, such as apps, games, music, video, and books, through a single storefront. It is part of the digital goods family with 5815 (media), 5816 (games), and 5817 (applications). Platform app stores commonly process purchases under this code.

    Which merchants in the United States use MCC 5818?

    Merchants in the United States seen with MCC 5818 include Amazon, Google Play. A merchant's MCC can differ by payment channel, so check the code on your statement.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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