MCC 5552 · Electric Vehicle Charging Stations · Electric Vehicle Charging
For MCC 5552 (Electric Vehicle Charging Stations) in the United States, the Bank of America Customized Cash Rewards Credit Card gives the highest cashback at 3% (cap: 2% and 3% categories combined: first $2,500 in net purchases per calendar quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), then 1%).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Capital One Venture Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.Bank of America Customized Cash Rewards Credit Card
Choice category: Gas & EV charging stations (default)
MCCs listed in the program rules (marinas, service stations, automated fuel dispensers, EV charging, fuel dealers). EV charging in parking lots and charging-station installation excluded. Only one choice category active at a time (default Gas & EV charging); it can be changed once per calendar month via Online/Mobile Banking. BofA Rewards / Preferred Rewards members earn 10%-75% more (e.g. 3% becomes up to 5.25%).
Terms checked 2026-09-30 · Issuer terms ·
3.Wells Fargo Active Cash Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Blue Cash Everyday Card from American Express
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Blue Cash Preferred Card from American Express
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.Capital One Savor Cash Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
11.U.S. Bank Cash+ Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.Wells Fargo Autograph Card
Gas stations and EV charging
Terms list Automated fuel dispensers, Electric vehicle charging stations, Gas stations. Purchases at auto repair stores, superstores, car washes, warehouse/membership clubs and grocery stores may not earn the bonus. Wells Fargo terms define the category by Visa merchant category names (not numeric codes); MCCs here are the Visa codes whose official titles match those names. Wells Fargo reserves the right to decide which purchases qualify; third-party payment accounts, mobile card readers and online marketplaces may not earn the bonus.
Terms checked 2026-09-30 · Issuer terms ·
2.American Express Gold Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.Chase Sapphire Preferred Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 5552 as their main code. Seen a different code? Report it.
For MCC 5552 (Electric Vehicle Charging Stations) in the United States, the Bank of America Customized Cash Rewards Credit Card gives the highest cashback at 3% (cap: 2% and 3% categories combined: first $2,500 in net purchases per calendar quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), then 1%).
MCC 5552 is the merchant category code for Electric Vehicle Charging Stations (Electric Vehicle Charging). MCC 5552 covers electric vehicle charging stations, including public charging networks and charging sessions paid by card or app. It was introduced relatively recently to separate EV charging from fuel purchases at 5541 and 5542. Some charging providers still process under older codes, such as utilities or parking, depending on their setup.
Merchants in the United States seen with MCC 5552 include ChargePoint, Electrify America, EVgo, Tesla Supercharger. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.