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    Best card by MCC / the United States / MCC 3562

    Best credit card for MCC 3562 in the United States

    MCC 3562 · Comfort Inns · Hotels and Motels

    For MCC 3562 (Comfort Inns) in the United States, the Bank of America Customized Cash Rewards Credit Card gives the highest cashback at 3% (cap: 2% and 3% categories combined: first $2,500 in net purchases per calendar quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), then 1%).

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 3562

    Best overall

    1. 1.Bank of America Customized Cash Rewards Credit Card3% cashback · cap: 2% and 3% categories combined: first $2,500 in net purchases per calendar quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), then 1%≈ 3.0% back
    2. 2.Capital One Venture Rewards Credit Card2 mpd≈ 2.6% back
    3. 3.Citi Double Cash Card2% cashback≈ 2.0% back
    4. 4.Wells Fargo Active Cash Card2% cashback≈ 2.0% back
    5. 5.Chase Freedom Unlimited1.5% cashback≈ 1.5% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Miles cards

    • 1.Capital One Venture Rewards Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      2 mpd

    Cashback cards

    • 1.Bank of America Customized Cash Rewards Credit Card

      Choice category: Travel

      Cap 2% and 3% categories combined: first $2,500 in net purchases per calendar quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), then 1%

      MCCs listed in the program rules: airlines 3000-3350 and 4511, car rental 3351-3500 and 7512, hotels 3501-3999 and 7011, plus commuter transport/ferries, rail, taxis/rideshare, buses, cruises, boat rentals, airports, travel agencies, tolls, parking, timeshares, campgrounds, RV/truck rentals, tourist attractions, amusement parks, aquariums/zoos and recreation services. Only one choice category active at a time (default Gas & EV charging); it can be changed once per calendar month via Online/Mobile Banking. BofA Rewards / Preferred Rewards members earn 10%-75% more (e.g. 3% becomes up to 5.25%).

      Terms checked 2026-09-30 · Issuer terms ·

      3% cashback
    • 2.Citi Double Cash Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      2% cashback
    • 3.Wells Fargo Active Cash Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      2% cashback
    • 4.Chase Freedom Unlimited

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1.5% cashback
    • 5.Blue Cash Everyday Card from American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 6.Blue Cash Preferred Card from American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 7.Capital One Savor Cash Rewards Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 8.Chase Freedom Flex

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 9.Citi Custom Cash Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 10.Discover it Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 11.U.S. Bank Cash+ Visa Signature Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback

    Points cards

    • 1.Wells Fargo Autograph Card

      Travel (airlines, hotels, car rentals, cruises, travel agencies, campgrounds, timeshares)

      Cap Unlimited; Wells Fargo rounds each transaction to the nearest whole dollar to compute bonus points.

      Terms list Airlines, Hotel/motels, Campgrounds, Timeshares, Cruise lines, Travel agencies, Discount travel sites, Vehicle/auto rentals. Airline (3000-3350), car rental (3351-3500) and hotel (3501-3999) chain codes included. Wells Fargo terms define the category by Visa merchant category names (not numeric codes); MCCs here are the Visa codes whose official titles match those names. Wells Fargo reserves the right to decide which purchases qualify; third-party payment accounts, mobile card readers and online marketplaces may not earn the bonus.

      Terms checked 2026-09-30 · Issuer terms ·

      3 pts per $1
    • 2.American Express Gold Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1 pts per $1
    • 3.Chase Sapphire Preferred Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1 pts per $1
    Sources (41)
    • Venture Rewards Travel Card | Capital One
    • Capital One Entertainment | Capital One
    • How To Earn and Redeem Capital One Miles | Capital One
    • Bank of America Customized Cash Rewards Program Rules (CW2, July 2026)
    • Bank of America Customized Cash Rewards Credit Card: Categories & Exclusions
    • Citi Double Cash Card | Citi.com
    • Citi Double Cash Credit Card Benefits | Citi.com
    • Citi Makes 5x Travel Earnings Permanent on 2 Credit Cards (Upgraded Points)
    • Wells Fargo Active Cash Visa Card Terms and Conditions (incl. Rewards Program Terms)
    • Chase Freedom Unlimited Credit Card
    • Chase rewards categories FAQs (category definitions, streaming and vacation-home merchant lists)
    • Blue Cash Everyday Card | American Express
    • Earn Cash Back | Blue Cash Everyday Benefits | American Express
    • Why the Amex Blue Cash Everyday is a good gas and supermarket card (CNN Underscored)
    • Blue Cash Preferred Card from American Express
    • Upgraded Points: streaming subscription list for the Amex Blue Cash Preferred
    • NerdWallet: Blue Cash Preferred adds 5 streamers to its 6%-back list
    • Savor Rewards: Cash Back on Dining & Grocery Stores | Capital One
    • Chase Freedom Flex Credit Card
    • Chase Freedom announces Q3 2026 5% cash back categories
    • Chase Freedom announces Q4 2026 5% cash back categories
    • Doctor of Credit: Chase Freedom 5% categories for Q4 2026
    • Citi Custom Cash Card Directory of Services (Summary of Terms and Conditions)
    • Citi Custom Cash Card | Citi.com
    • Citi Custom Cash Card (Frequent Miler)
    • Discover it Cash Back Credit Card
    • Discover 5% Cashback Bonus Calendar
    • Discover 5% Cashback Bonus quarterly offer terms (2026 quarters, official data feed behind the calendar)
    • Discover's 5% Cash-Back Bonus Categories for Q4 2026 (CNBC Select)
    • U.S. Bank Cash+ Visa Signature Card
    • U.S. Bank Cash+ Rewards Program Rules
    • Cash+ Categories
    • Cash+ Categories (printable, effective November 2024)
    • Wells Fargo Autograph Visa Card Terms and Conditions (incl. Rewards Program Terms and Autograph addendum)
    • Earn Rewards Points for Streaming Services | Wells Fargo Autograph Visa
    • The American Express Gold Card
    • Amex newsroom: Gold Card introduces new and enhanced benefits (60th anniversary)
    • American Express Gold Card: points and rewards
    • Upgraded Points: Amex Gold Card adds benefits with no annual fee increase
    • Chase Sapphire Preferred Credit Card
    • Chase Sapphire Preferred with Ultimate Rewards Program Agreement (RPA0551_0560, 04/13/2026)
    Merchants in the United States using MCC 3562
    Comfort Inn

    Highlighted merchants use MCC 3562 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 3562 in the United States?

    For MCC 3562 (Comfort Inns) in the United States, the Bank of America Customized Cash Rewards Credit Card gives the highest cashback at 3% (cap: 2% and 3% categories combined: first $2,500 in net purchases per calendar quarter (Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec), then 1%).

    What is MCC 3562?

    MCC 3562 is the merchant category code for Comfort Inns (Hotels and Motels). MCC 3562 is a travel & entertainment code assigned to Comfort Inns, one of the hotel chain-specific codes in the 3501–3999 range. Card networks use these codes so purchases made directly with the hotel chain are identifiable; merchants without a dedicated code use MCC 7011 (Hotels, Motels, and Resorts). Stays booked and prepaid through booking sites or travel agencies usually post under the booking site's code instead.

    Which merchants in the United States use MCC 3562?

    Merchants in the United States seen with MCC 3562 include Comfort Inn. A merchant's MCC can differ by payment channel, so check the code on your statement.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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