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    Best card by MCC / the United Kingdom / MCC 5542

    Best credit card for MCC 5542 in the United Kingdom

    MCC 5542 · Automated Fuel Dispensers · Fuel

    For MCC 5542 (Automated Fuel Dispensers) in the United Kingdom, the Santander Rewards Credit Card gives the highest cashback at 3%.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5542

    Best overall

    1. 1.Santander Rewards Credit Card3% cashback≈ 3.0% back
    2. 2.Barclaycard Avios Plus Card1.5 mpd≈ 1.5% back
    3. 3.British Airways American Express Premium Plus Card1.5 mpd≈ 1.5% back
    4. 4.Barclaycard Avios Card1 mpd≈ 1.0% back
    5. 5.British Airways American Express Credit Card1 mpd≈ 1.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Miles cards

    • 1.Barclaycard Avios Plus Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1.5 mpd
    • 2.British Airways American Express Premium Plus Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      1.5 mpd
    • 3.Barclaycard Avios Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 mpd
    • 4.British Airways American Express Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 mpd

    Cashback cards

    • 1.Santander Rewards Credit Card

      Petrol, diesel and LPG

      3% only during the first 12 months from account opening, then 0.25%. MCC-based (Mastercard assigns MCCs). Some supermarket-operated petrol stations fall outside these MCCs and earn 0.25%.

      Terms checked 2026-09-24 · Issuer terms ·

      3% cashback
    • 2.Santander Edge Explorer Current Account (debit card)

      Travel: petrol

      Cap £10 per monthly period shared with all debit card cashback

      UK purchases only

      Terms checked 2026-09-24 · Issuer terms ·

      1% cashback
    • 3.American Express Platinum Cashback Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.75% cashback
    • 4.American Express Platinum Cashback Everyday Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.5% cashback
    • 5.Santander All in One Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.5% cashback
    • 6.Barclaycard Rewards Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.25% cashback

    Points cards

    • 1.HSBC Premier World Elite Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      3 pts per £1
    • 2.American Express Preferred Rewards Gold Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      1 pts per £1
    Sources (24)
    • Barclaycard Avios Plus Card
    • Barclaycard Avios Plus terms and conditions
    • British Airways American Express Premium Plus Card | AMEX UK
    • BA Premium Plus T&Cs
    • Head for Points: Amex cuts BA Premium Plus Avios earn rate
    • Barclaycard Avios Card
    • British Airways American Express Credit Card | AMEX UK
    • BA Credit Card T&Cs
    • Cashback Terms for your Santander Rewards Credit Card (ACSMC1133 JUN 26)
    • Santander Rewards Credit Card
    • Santander Edge Explorer current account Key Facts (effective 28 April 2026)
    • Santander Edge Explorer current account
    • American Express Platinum Cashback Credit Card | AMEX UK
    • What are warehouse retailers? | Amex UK FAQ
    • American Express Platinum Cashback Everyday Credit Card | AMEX UK
    • Cashback Terms for your All in One Credit Card
    • All in One Credit Card summary box
    • Barclaycard Rewards Card
    • HSBC UK Premier Credit Card and Premier World Elite Mastercard Reward Programme Rules
    • HSBC Premier World Elite Mastercard
    • Head for Points: What are your HSBC Premier credit card points worth?
    • Preferred Rewards Gold Credit Card | AMEX UK
    • Preferred Rewards Gold Credit Card T&Cs (incl. Membership Rewards terms, 02/2026)
    • Head for Points: Amex Gold review (2026)
    Merchants in the United Kingdom using MCC 5542
    Tesco Petrol Filling Station

    Highlighted merchants use MCC 5542 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 5542 in the United Kingdom?

    For MCC 5542 (Automated Fuel Dispensers) in the United Kingdom, the Santander Rewards Credit Card gives the highest cashback at 3%.

    What is MCC 5542?

    MCC 5542 is the merchant category code for Automated Fuel Dispensers (Fuel). MCC 5542 covers automated fuel dispensers, meaning self-service, pay-at-the-pump terminals where the card is used directly at the pump. It is closely related to 5541 (Service Stations), which covers fuel paid for inside the station, often with a convenience store. Rewards and pre-authorisation holds can differ between the two.

    Which merchants in the United Kingdom use MCC 5542?

    Merchants in the United Kingdom seen with MCC 5542 include Tesco Petrol Filling Station. A merchant's MCC can differ by payment channel, so check the code on your statement.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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