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    Best card by MCC / the United Kingdom / MCC 4789

    Best credit card for MCC 4789 in the United Kingdom

    MCC 4789 · Transportation Services Not Elsewhere Classified · Transportation

    For MCC 4789 (Transportation Services Not Elsewhere Classified) in the United Kingdom, the Santander Rewards Credit Card gives the highest cashback at 3%.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 4789

    Best overall

    1. 1.Santander Rewards Credit Card3% cashback≈ 3.0% back
    2. 2.Barclaycard Avios Plus Card1.5 mpd≈ 1.5% back
    3. 3.British Airways American Express Premium Plus Card1.5 mpd≈ 1.5% back
    4. 4.Barclaycard Avios Card1 mpd≈ 1.0% back
    5. 5.British Airways American Express Credit Card1 mpd≈ 1.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Miles cards

    • 1.Barclaycard Avios Plus Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1.5 mpd
    • 2.British Airways American Express Premium Plus Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      1.5 mpd
    • 3.Barclaycard Avios Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 mpd
    • 4.British Airways American Express Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 mpd

    Cashback cards

    • 1.Santander Rewards Credit Card

      Taxis

      3% only during the first 12 months from account opening, then 0.25%. MCC-based (Mastercard assigns MCCs). Examples: Bolt, Uber, Gett, Veezu.

      Terms checked 2026-09-24 · Issuer terms ·

      3% cashback
    • 2.American Express Platinum Cashback Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.75% cashback
    • 3.American Express Platinum Cashback Everyday Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.5% cashback
    • 4.Santander All in One Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.5% cashback
    • 5.Barclaycard Rewards Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.25% cashback

    Points cards

    • 1.HSBC Premier World Elite Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      3 pts per £1
    • 2.American Express Preferred Rewards Gold Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      1 pts per £1
    Sources (22)
    • Barclaycard Avios Plus Card
    • Barclaycard Avios Plus terms and conditions
    • British Airways American Express Premium Plus Card | AMEX UK
    • BA Premium Plus T&Cs
    • Head for Points: Amex cuts BA Premium Plus Avios earn rate
    • Barclaycard Avios Card
    • British Airways American Express Credit Card | AMEX UK
    • BA Credit Card T&Cs
    • Cashback Terms for your Santander Rewards Credit Card (ACSMC1133 JUN 26)
    • Santander Rewards Credit Card
    • American Express Platinum Cashback Credit Card | AMEX UK
    • What are warehouse retailers? | Amex UK FAQ
    • American Express Platinum Cashback Everyday Credit Card | AMEX UK
    • Cashback Terms for your All in One Credit Card
    • All in One Credit Card summary box
    • Barclaycard Rewards Card
    • HSBC UK Premier Credit Card and Premier World Elite Mastercard Reward Programme Rules
    • HSBC Premier World Elite Mastercard
    • Head for Points: What are your HSBC Premier credit card points worth?
    • Preferred Rewards Gold Credit Card | AMEX UK
    • Preferred Rewards Gold Credit Card T&Cs (incl. Membership Rewards terms, 02/2026)
    • Head for Points: Amex Gold review (2026)
    Merchants in the United Kingdom using MCC 4789
    Trainline

    Highlighted merchants use MCC 4789 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 4789 in the United Kingdom?

    For MCC 4789 (Transportation Services Not Elsewhere Classified) in the United Kingdom, the Santander Rewards Credit Card gives the highest cashback at 3%.

    What is MCC 4789?

    MCC 4789 is the merchant category code for Transportation Services Not Elsewhere Classified (Transportation). Covers transportation services not classified under a more specific code, which may include shuttle services, private transport operators and other passenger or goods transport not elsewhere listed. More specific codes exist for commuter transit (4111), passenger rail (4112), bus lines (4131), taxis (4121) and tolls (4784).

    Which merchants in the United Kingdom use MCC 4789?

    Merchants in the United Kingdom seen with MCC 4789 include Trainline. A merchant's MCC can differ by payment channel, so check the code on your statement.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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