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    Best card by MCC / Thailand / MCC 5462

    Best credit card for MCC 5462 in Thailand

    MCC 5462 · Bakeries · Food

    For MCC 5462 (Bakeries) in Thailand, none of the cards we track gives a bonus.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5462

    Best overall

    1. 1.Krungsri First Choice Visa Platinum2% cashback≈ 2.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.Krungsri First Choice Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      2% cashback

    Points cards

    • 1.ttb reserve infinite

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1 pts per ฿1
    • 2.ttb reserve signature

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1 pts per ฿1
    • 3.Krungsri NOW Platinum Credit Card

      Dining worldwide (2X Krungsri Points)

      Cap 300 extra points per account per monthMin spend THB 500 per sales slip

      1X normal + 1X extra point per THB 25; 1 Jan – 31 Dec 2026; excludes wallet spend and Krungsri Smart Plan instalments.

      Terms checked 2026-09-24 · Issuer terms ·

      0.08 pts per ฿1
    • 4.KTC X VISA SIGNATURE

      Dining in Thailand (2X KTC FOREVER points)

      1 regular + 1 extra point per THB 25; Visa-system MCCs only; extra points credited within 60 days. KTC also advertises a further extra point for each THB 600,000 total spend (up to 3X).

      Terms checked 2026-09-24 · Issuer terms ·

      0.08 pts per ฿1
    • 5.KTC X WORLD REWARDS MASTERCARD

      Dining in Thailand (2X KTC FOREVER points)

      Mastercard-system MCCs only; up to 3X with an extra point per THB 600,000 total spend.

      Terms checked 2026-09-24 · Issuer terms ·

      0.08 pts per ฿1
    • 6.UOB World Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.08 pts per ฿1
    • 7.UOB PRIVI Miles Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0667 pts per ฿1
    • 8.ttb absolute

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ฿1
    • 9.Central The 1 REDZ Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.04 pts per ฿1
    Sources (17)
    • Krungsri First Choice – cashback promotion NW4 (1 Sep – 31 Dec 2026)
    • Krungsri First Choice – former NW3 cashback page (now redirects to the NW4 page)
    • Krungsri First Choice Visa Platinum product page
    • Fact Sheet – ttb reserve infinite credit card (v.04/67)
    • Fact Sheet – ttb reserve signature credit card (v.04/67)
    • Krungsri NOW Platinum Credit Card – benefits and conditions
    • Krungsri Point – terms and excluded MCCs
    • แจ้งยกเว้นคะแนนสะสมภายใต้ MCC ที่กำหนด (Krungsri Card)
    • Changing 5% online cashback conditions for Krungsri NOW Platinum
    • KTC X VISA SIGNATURE – product page and 'Terms and Conditions for Earning Up to 3x KTC FOREVER Points'
    • KTC – Regulations and conditions of KTC FOREVER points (points exclusion list)
    • KTC X WORLD REWARDS MASTERCARD – product page and 3x points T&Cs
    • UOB World Credit Card – privileges and terms
    • UOB PRIVI Miles Credit Card – privileges and terms
    • Fact Sheet – ttb absolute credit card (v.11/69)
    • Central The 1 REDZ Credit Card – privileges, points exclusions and fees
    • Central The 1 Credit Card FAQ (The 1 points earning)
    Merchants in Thailand using MCC 5462
    GoldilocksRotiboy

    Highlighted merchants use MCC 5462 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 5462 in Thailand?

    For MCC 5462 (Bakeries) in Thailand, none of the cards we track gives a bonus.

    What is MCC 5462?

    MCC 5462 is the merchant category code for Bakeries (Food). Covers bakeries selling bread, cakes, pastries and other baked goods, typically for takeaway. Cafes and restaurants that bake on site but primarily serve food and drink for consumption on premises are usually coded 5812 or 5814 instead. Wholesale bakery suppliers may use other codes.

    Which merchants in Thailand use MCC 5462?

    Merchants in Thailand seen with MCC 5462 include Goldilocks, Rotiboy. A merchant's MCC can differ by payment channel, so check the code on your statement.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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