MCC 4900 · Utilities – Electric, Gas, Water, and Sanitary · Utilities
For MCC 4900 (Utilities – Electric, Gas, Water, and Sanitary) in Thailand, none of the cards we track gives a bonus. 7 cards (KTC X VISA SIGNATURE, KTC X WORLD REWARDS MASTERCARD, UOB PRIVI Miles Credit Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
3.Krungsri NOW Platinum Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 4900 as their main code. Seen a different code? Report it.
For MCC 4900 (Utilities – Electric, Gas, Water, and Sanitary) in Thailand, none of the cards we track gives a bonus. 7 cards (KTC X VISA SIGNATURE, KTC X WORLD REWARDS MASTERCARD, UOB PRIVI Miles Credit Card…) earn nothing on this code.
MCC 4900 is the merchant category code for Utilities – Electric, Gas, Water, and Sanitary (Utilities). Covers utility services, including electricity, gas, water and sanitation billed to households and businesses. Utility bill payments, including those made to electricity retailers and utility billing agents, commonly use this code. Cable, satellite and pay TV are coded separately under 4899.
Merchants in Thailand seen with MCC 4900 include Lazada bill payment (2C2P*LAZADA PAY), Metropolitan Electricity Authority (MEA / กฟน.), Metropolitan Waterworks Authority (MWA / กปน.), Provincial Electricity Authority (PEA / กฟภ.), Provincial Waterworks Authority (PWA / กปภ.). A merchant's MCC can differ by payment channel, so check the code on your statement.
KTC X VISA SIGNATURE, KTC X WORLD REWARDS MASTERCARD, UOB PRIVI Miles Credit Card, UOB World Credit Card, Krungsri First Choice Visa Platinum, Central The 1 REDZ Credit Card, ttb absolute exclude MCC 4900 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.