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    Best card by MCC / Thailand / MCC 4112

    Best credit card for MCC 4112 in Thailand

    MCC 4112 · Passenger Railways · Transportation

    For MCC 4112 (Passenger Railways) in Thailand, none of the cards we track gives a bonus. 7 cards (KTC X VISA SIGNATURE, KTC X WORLD REWARDS MASTERCARD, Krungsri NOW Platinum Credit Card…) earn nothing on this code.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 4112

    Best overall

    1. 1.Krungsri First Choice Visa Platinum2% cashback≈ 2.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.Krungsri First Choice Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      2% cashback

    Points cards

    • 1.UOB World Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.08 pts per ฿1
    • 2.UOB PRIVI Miles Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0667 pts per ฿1

    Cards that earn nothing on this MCC

    KTC X VISA SIGNATUREKTC X WORLD REWARDS MASTERCARDKrungsri NOW Platinum Credit CardCentral The 1 REDZ Credit Cardttb reserve infinitettb reserve signaturettb absolute
    Sources (17)
    • Krungsri First Choice – cashback promotion NW4 (1 Sep – 31 Dec 2026)
    • Krungsri First Choice – former NW3 cashback page (now redirects to the NW4 page)
    • Krungsri First Choice Visa Platinum product page
    • UOB World Credit Card – privileges and terms
    • UOB PRIVI Miles Credit Card – privileges and terms
    • KTC X VISA SIGNATURE – product page and 'Terms and Conditions for Earning Up to 3x KTC FOREVER Points'
    • KTC – Regulations and conditions of KTC FOREVER points (points exclusion list)
    • KTC X WORLD REWARDS MASTERCARD – product page and 3x points T&Cs
    • Krungsri NOW Platinum Credit Card – benefits and conditions
    • Krungsri Point – terms and excluded MCCs
    • แจ้งยกเว้นคะแนนสะสมภายใต้ MCC ที่กำหนด (Krungsri Card)
    • Changing 5% online cashback conditions for Krungsri NOW Platinum
    • Central The 1 REDZ Credit Card – privileges, points exclusions and fees
    • Central The 1 Credit Card FAQ (The 1 points earning)
    • Fact Sheet – ttb reserve infinite credit card (v.04/67)
    • Fact Sheet – ttb reserve signature credit card (v.04/67)
    • Fact Sheet – ttb absolute credit card (v.11/69)
    Merchants in Thailand using MCC 4112
    SRT Electric Train (SRT Red Line)State Railway of Thailand (SRT)

    Highlighted merchants use MCC 4112 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 4112 in Thailand?

    For MCC 4112 (Passenger Railways) in Thailand, none of the cards we track gives a bonus. 7 cards (KTC X VISA SIGNATURE, KTC X WORLD REWARDS MASTERCARD, Krungsri NOW Platinum Credit Card…) earn nothing on this code.

    What is MCC 4112?

    MCC 4112 is the merchant category code for Passenger Railways (Transportation). MCC 4112 covers passenger railways, including intercity and long-distance rail operators and railway ticket sales. It is often confused with 4111 (local and suburban commuter passenger transportation), which many metro, subway, and urban transit systems use. Which code a rail operator uses depends on whether it is classified as intercity rail or local commuter transport.

    Which merchants in Thailand use MCC 4112?

    Merchants in Thailand seen with MCC 4112 include SRT Electric Train (SRT Red Line), State Railway of Thailand (SRT). A merchant's MCC can differ by payment channel, so check the code on your statement.

    Which cards earn no rewards on MCC 4112 in Thailand?

    KTC X VISA SIGNATURE, KTC X WORLD REWARDS MASTERCARD, Krungsri NOW Platinum Credit Card, Central The 1 REDZ Credit Card, ttb reserve infinite, ttb reserve signature, ttb absolute exclude MCC 4112 from rewards according to their terms and conditions.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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