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    Best card by MCC / Thailand / MCC 3850

    Best credit card for MCC 3850 in Thailand

    MCC 3850 · Breezbay Group · Hotels and Motels

    For MCC 3850 (Breezbay Group) in Thailand, none of the cards we track gives a bonus.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 3850

    Best overall

    1. 1.Krungsri First Choice Visa Platinum2% cashback≈ 2.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.Krungsri First Choice Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      2% cashback

    Points cards

    • 1.ttb reserve infinite

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1 pts per ฿1
    • 2.ttb reserve signature

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1 pts per ฿1
    • 3.KTC X WORLD REWARDS MASTERCARD

      Travel in Thailand (2X KTC FOREVER points)

      Published as ranges 3000-3350, 3351-3500, 3501-3999 plus 4511, 7512, 7513, 7519, 7523, 7011, 7996, 7998, 4722, 4723, 5962 (Mastercard system only).

      Terms checked 2026-09-24 · Issuer terms ·

      0.08 pts per ฿1
    • 4.UOB World Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.08 pts per ฿1
    • 5.UOB PRIVI Miles Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0667 pts per ฿1
    • 6.ttb absolute

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ฿1
    • 7.Central The 1 REDZ Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.04 pts per ฿1
    • 8.Krungsri NOW Platinum Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.04 pts per ฿1
    • 9.KTC X VISA SIGNATURE

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.04 pts per ฿1
    Sources (17)
    • Krungsri First Choice – cashback promotion NW4 (1 Sep – 31 Dec 2026)
    • Krungsri First Choice – former NW3 cashback page (now redirects to the NW4 page)
    • Krungsri First Choice Visa Platinum product page
    • Fact Sheet – ttb reserve infinite credit card (v.04/67)
    • Fact Sheet – ttb reserve signature credit card (v.04/67)
    • KTC X WORLD REWARDS MASTERCARD – product page and 3x points T&Cs
    • KTC – Regulations and conditions of KTC FOREVER points (points exclusion list)
    • UOB World Credit Card – privileges and terms
    • UOB PRIVI Miles Credit Card – privileges and terms
    • Fact Sheet – ttb absolute credit card (v.11/69)
    • Central The 1 REDZ Credit Card – privileges, points exclusions and fees
    • Central The 1 Credit Card FAQ (The 1 points earning)
    • Krungsri NOW Platinum Credit Card – benefits and conditions
    • Krungsri Point – terms and excluded MCCs
    • แจ้งยกเว้นคะแนนสะสมภายใต้ MCC ที่กำหนด (Krungsri Card)
    • Changing 5% online cashback conditions for Krungsri NOW Platinum
    • KTC X VISA SIGNATURE – product page and 'Terms and Conditions for Earning Up to 3x KTC FOREVER Points'
    FAQ

    Which credit card is best for MCC 3850 in Thailand?

    For MCC 3850 (Breezbay Group) in Thailand, none of the cards we track gives a bonus.

    What is MCC 3850?

    MCC 3850 is the merchant category code for Breezbay Group (Hotels and Motels). MCC 3850 is a travel & entertainment code assigned to Breezbay Group, one of the hotel chain-specific codes in the 3501–3999 range. Card networks use these codes so purchases made directly with the hotel chain are identifiable; merchants without a dedicated code use MCC 7011 (Hotels, Motels, and Resorts). Stays booked and prepaid through booking sites or travel agencies usually post under the booking site's code instead.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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