MCC 9405 · U.S. Federal Government Agencies or Departments · Intra-Government Purchases (Government Only)
For MCC 9405 (U.S. Federal Government Agencies or Departments) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
6.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 9405 (U.S. Federal Government Agencies or Departments) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.
MCC 9405 is the merchant category code for U.S. Federal Government Agencies or Departments (Intra-Government Purchases (Government Only)). MCC 9405 covers intra-government purchases, such as a federal agency buying from a state agency or a state buying from a local government. It is a government-only code used mainly on government purchasing cards and is not used for consumer transactions.
HSBC Live+ Credit Card exclude MCC 9405 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.