MCC 8299 · Educational Services · Education
For MCC 8299 (Educational Services) in Philippines, the Metrobank Cashback Visa gives the highest cashback at 5% (cap: P1,000 per statement cycle (total rebates)). 1 card (HSBC Live+ Credit Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
If the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
6.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 8299 (Educational Services) in Philippines, the Metrobank Cashback Visa gives the highest cashback at 5% (cap: P1,000 per statement cycle (total rebates)). 1 card (HSBC Live+ Credit Card) earn nothing on this code.
MCC 8299 is the merchant category code for Educational Services (Education). Covers educational services and schools not classified elsewhere, such as tutoring, test preparation, vocational training and enrichment classes. Primary and secondary schools use 8211, colleges and universities 8220, and correspondence schools 8241. Transactions include course fees, class packages and enrolment charges.
HSBC Live+ Credit Card exclude MCC 8299 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.