MCC 8249 · Vocational/Trade Schools · Education
For MCC 8249 (Vocational/Trade Schools) in Philippines, the Metrobank Cashback Visa gives the highest cashback at 5% (cap: P1,000 per statement cycle (total rebates)). 1 card (HSBC Live+ Credit Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
If the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
6.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 8249 (Vocational/Trade Schools) in Philippines, the Metrobank Cashback Visa gives the highest cashback at 5% (cap: P1,000 per statement cycle (total rebates)). 1 card (HSBC Live+ Credit Card) earn nothing on this code.
MCC 8249 is the merchant category code for Vocational/Trade Schools (Education). MCC 8249 covers vocational and trade schools that teach occupational skills, such as mechanics, cosmetology, and technical trades. Colleges and universities use 8220, business and secretarial schools use 8244, and other educational services not classified elsewhere use 8299. Online course providers may use 8299 instead.
HSBC Live+ Credit Card exclude MCC 8249 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.