MCC 7997 · Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses · Membership Clubs
For MCC 7997 (Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses) in Philippines, the HSBC Live+ Credit Card gives the highest cashback at 5% (cap: PHP 1,250 per statement cycle (combined)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.HSBC Live+ Credit Card
Entertainment
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
7.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 7997 as their main code. Seen a different code? Report it.
For MCC 7997 (Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses) in Philippines, the HSBC Live+ Credit Card gives the highest cashback at 5% (cap: PHP 1,250 per statement cycle (combined)).
MCC 7997 is the merchant category code for Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses (Membership Clubs). Covers membership clubs for sports, recreation and leisure, including country clubs, golf clubs and private sports clubs. Health and fitness clubs are often classified under this code as well, while public golf courses use 7992. Transactions include membership dues, joining fees and on-site charges billed by the club.
Merchants in Philippines seen with MCC 7997 include Barre3, Gold's Gym, Snap Fitness, Celebrity Fitness. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.