MCC 6540 · POI Funding Transactions (Excluding MoneySend) (Visa: Non-Financial Institutions – Stored Value Card Purchase/Load) · Financial
For MCC 6540 (POI Funding Transactions (Excluding MoneySend) (Visa: Non-Financial Institutions – Stored Value Card Purchase/Load)) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
6.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 6540 as their main code. Seen a different code? Report it.
For MCC 6540 (POI Funding Transactions (Excluding MoneySend) (Visa: Non-Financial Institutions – Stored Value Card Purchase/Load)) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.
MCC 6540 is the merchant category code for POI Funding Transactions (Excluding MoneySend) (Visa: Non-Financial Institutions – Stored Value Card Purchase/Load) (Financial). On Mastercard, 6540 covers point of interaction (POI) funding transactions other than MoneySend, used when a card is charged to fund another account such as a prepaid card or digital wallet. Visa's manual titles the same code Non-Financial Institutions – Stored Value Card Purchase/Load.
Merchants in Philippines seen with MCC 6540 include Maya Add Money. A merchant's MCC can differ by payment channel, so check the code on your statement.
HSBC Live+ Credit Card exclude MCC 6540 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.