MCC 5813 · Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques · F&B
For MCC 5813 (Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques) in Philippines, the EastWest Visa Platinum gives the highest cashback at 8.88% (cap: Php 1,250 per cycle month (combined)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.EastWest Visa Platinum
Dining: restaurants, bars, fast food, food delivery apps
0.3% base + 8.58% bonus
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Live+ Credit Card
Dining (excluding fast food), bakeries, liquor stores
Below PHP 10,000 statement spend, all transactions earn 0.2%
Terms checked 2026-09-24 · Issuer terms ·
3.HSBC Gold Visa Cash Back
Dining
January-December
Terms checked 2026-09-24 · Issuer terms ·
4.Robinsons Cashback Card, powered by Visa
Dining, bars, fast food, convenience stores, caterers
Local, international or online; computed in Php 1,000 increments
Terms checked 2026-09-24 · Issuer terms ·
7.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.UnionBank Rewards Visa Platinum
Restaurants, local or overseas
3 Rewards Points per Php30
Terms checked 2026-09-24 · Issuer terms ·
2.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5813 (Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques) in Philippines, the EastWest Visa Platinum gives the highest cashback at 8.88% (cap: Php 1,250 per cycle month (combined)).
MCC 5813 is the merchant category code for Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques (F&B). MCC 5813 covers drinking places serving alcoholic beverages for consumption on the premises, including bars, taverns, pubs, cocktail lounges, nightclubs, and discotheques. It is commonly confused with 5812 (Eating Places and Restaurants) and 5814 (Fast Food Restaurants). It is commonly treated as a restricted category.
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