MCC 5811 · Caterers · Food
For MCC 5811 (Caterers) in Philippines, the HSBC Live+ Credit Card gives the highest cashback at 8% (cap: PHP 1,250 per statement cycle (all cashback)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.HSBC Live+ Credit Card
Dining (excluding fast food), bakeries, liquor stores
Below PHP 10,000 statement spend, all transactions earn 0.2%
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Dining
January-December
Terms checked 2026-09-24 · Issuer terms ·
3.Robinsons Cashback Card, powered by Visa
Dining, bars, fast food, convenience stores, caterers
Local, international or online; computed in Php 1,000 increments
Terms checked 2026-09-24 · Issuer terms ·
7.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5811 (Caterers) in Philippines, the HSBC Live+ Credit Card gives the highest cashback at 8% (cap: PHP 1,250 per statement cycle (all cashback)).
MCC 5811 is the merchant category code for Caterers (Food). Covers caterers that prepare and deliver food for events, functions and organisations, typically off-site. Restaurants serving meals on premises use 5812, and fast food outlets use 5814. Transactions are often invoiced in advance or as deposits for scheduled events.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.