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    Best card by MCC / Philippines / MCC 5611

    Best credit card for MCC 5611 in Philippines

    MCC 5611 · Men's and Boys' Clothing and Accessories Stores · Apparel

    For MCC 5611 (Men's and Boys' Clothing and Accessories Stores) in Philippines, the HSBC Live+ Credit Card gives the highest cashback at 5% (cap: PHP 1,250 per statement cycle (combined)).

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5611

    Best overall

    1. 1.HSBC Live+ Credit Card5% cashback · cap: PHP 1,250 per statement cycle (combined)≈ 5.0% back
    2. 2.Robinsons Cashback Card, powered by Visa1% cashback · cap: Php 20,000 per calendar year (combined)≈ 1.0% back
    3. 3.HSBC Gold Visa Cash Back0.5% cashback≈ 0.50% back
    4. 4.BPI Amore Cashback Card0.3% cashback≈ 0.30% back
    5. 5.EastWest Visa Platinum0.3% cashback≈ 0.30% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.HSBC Live+ Credit Card

      Shopping

      Cap PHP 1,250 per statement cycle (combined)Min spend PHP 10,000 accumulated spend per statement

      Terms checked 2026-09-24 · Issuer terms ·

      5% cashback
    • 2.Robinsons Cashback Card, powered by Visa

      Shopping: grocery, department, electronics, apparel, cosmetics and other retail

      Cap Php 20,000 per calendar year (combined)Min spend Php 1,000 single receipt

      Local, international or online

      Terms checked 2026-09-24 · Issuer terms ·

      1% cashback
    • 3.HSBC Gold Visa Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.5% cashback
    • 4.BPI Amore Cashback Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 5.EastWest Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 6.Metrobank Cashback Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.2% cashback
    • 7.UnionBank Cash Back Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.2% cashback

    Points cards

    • 1.UnionBank Rewards Visa Platinum

      Department stores and shopping boutiques (clothing, shoes, accessories), local or overseas, in-store or online

      3 Rewards Points per Php30

      Terms checked 2026-09-24 · Issuer terms ·

      0.1 pts per ₱1
    • 2.BPI Platinum Rewards Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0667 pts per ₱1
    • 3.Metrobank Toyota Platinum Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ₱1
    • 4.Metrobank Travel Platinum Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ₱1
    • 5.RCBC Flex Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.02 pts per ₱1
    • 6.BDO ShopMore Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.002 pts per ₱1
    Sources (33)
    • HSBC Live+ Cashback Program Terms and Conditions
    • HSBC Live+ Credit Card | HSBC PH
    • HSBC Credit Card Fees and Charges
    • Robinsons Cashback Card, powered by Visa Terms and Conditions
    • Robinsons Cashback Card, powered by Visa
    • HSBC Cash Back Credit Card Terms and Conditions (Ref WPB_29May2024_0311)
    • Supplemental Terms and Conditions for BPI Amore Cashback Program
    • BPI Amore Cashback Card
    • How much is the annual fee for my BPI Amore Cashback Card?
    • Cash Rewards Program Terms and Conditions | EastWest Bank
    • Cash Rewards Program Glossary of Terms | EastWest Bank
    • Visa Platinum | EastWest Bank
    • Metrobank Cashback Visa Rebate Program (Jan 26, 2024)
    • Cashback Credit Card | Metrobank
    • Metrobank Cashback Visa 'No Annual Fees' Welcome Offer
    • UnionBank Cash Back Card Program Terms and Conditions (Sep 2025)
    • UnionBank Cash Back Visa Platinum Review
    • UnionBank Cash Back Platinum | 6% Rebates on Groceries & Bills
    • UnionBank Rewards Card Program Terms and Conditions (April 2026)
    • UnionBank Rewards Credit Card - Moneymax
    • BPI Platinum Rewards Card
    • BPI Rewards Program terms and conditions
    • Toyota Platinum Card Rewards Program Terms and Conditions
    • Toyota Credit Card with Fuel Rebates | Metrobank
    • Metrobank rolls out Toyota Platinum credit card
    • Earn 1 Air Mile per PHP 17 spend with your Metrobank Travel Platinum Visa
    • Metrobank Rewards Terms & Conditions
    • Travel Platinum Visa Annual Fee
    • Flex Visa Credit Card | RCBC Credit
    • Rewards Points Program | RCBC Credit
    • Quasi-Cash Merchant Categories – RCBC Credit Card
    • BDO Credit Card Peso Rewards FAQ
    • Update ShopMore Mastercard Loyalty Program
    FAQ

    Which credit card is best for MCC 5611 in Philippines?

    For MCC 5611 (Men's and Boys' Clothing and Accessories Stores) in Philippines, the HSBC Live+ Credit Card gives the highest cashback at 5% (cap: PHP 1,250 per statement cycle (combined)).

    What is MCC 5611?

    MCC 5611 is the merchant category code for Men's and Boys' Clothing and Accessories Stores (Apparel). MCC 5611 covers stores selling men's and boys' clothing and accessories, such as suits, shirts, ties, and menswear. It is distinct from 5651 (family clothing stores), which covers retailers selling apparel for all ages and genders, and from 5691 (men's and women's clothing stores).

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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