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    Best card by MCC / Philippines / MCC 5542

    Best credit card for MCC 5542 in Philippines

    MCC 5542 · Automated Fuel Dispensers · Fuel

    For MCC 5542 (Automated Fuel Dispensers) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5542

    Best overall

    1. 1.HSBC Gold Visa Cash Back0.5% cashback≈ 0.50% back
    2. 2.BPI Amore Cashback Card0.3% cashback≈ 0.30% back
    3. 3.EastWest Visa Platinum0.3% cashback≈ 0.30% back
    4. 4.Robinsons Cashback Card, powered by Visa0.3% cashback≈ 0.30% back
    5. 5.Metrobank Cashback Visa0.2% cashback≈ 0.20% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.HSBC Gold Visa Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.5% cashback
    • 2.BPI Amore Cashback Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 3.EastWest Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 4.Robinsons Cashback Card, powered by Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 5.Metrobank Cashback Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.2% cashback
    • 6.UnionBank Cash Back Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.2% cashback

    Points cards

    • 1.BPI Platinum Rewards Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0667 pts per ₱1
    • 2.Metrobank Toyota Platinum Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ₱1
    • 3.Metrobank Travel Platinum Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ₱1
    • 4.UnionBank Rewards Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0333 pts per ₱1
    • 5.RCBC Flex Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.02 pts per ₱1
    • 6.BDO ShopMore Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.002 pts per ₱1

    Cards that earn nothing on this MCC

    HSBC Live+ Credit Card
    Sources (33)
    • HSBC Cash Back Credit Card Terms and Conditions (Ref WPB_29May2024_0311)
    • HSBC Credit Card Fees and Charges
    • Supplemental Terms and Conditions for BPI Amore Cashback Program
    • BPI Amore Cashback Card
    • How much is the annual fee for my BPI Amore Cashback Card?
    • Cash Rewards Program Terms and Conditions | EastWest Bank
    • Cash Rewards Program Glossary of Terms | EastWest Bank
    • Visa Platinum | EastWest Bank
    • Robinsons Cashback Card, powered by Visa Terms and Conditions
    • Robinsons Cashback Card, powered by Visa
    • Metrobank Cashback Visa Rebate Program (Jan 26, 2024)
    • Cashback Credit Card | Metrobank
    • Metrobank Cashback Visa 'No Annual Fees' Welcome Offer
    • UnionBank Cash Back Card Program Terms and Conditions (Sep 2025)
    • UnionBank Cash Back Visa Platinum Review
    • UnionBank Cash Back Platinum | 6% Rebates on Groceries & Bills
    • BPI Platinum Rewards Card
    • BPI Rewards Program terms and conditions
    • Toyota Platinum Card Rewards Program Terms and Conditions
    • Toyota Credit Card with Fuel Rebates | Metrobank
    • Metrobank rolls out Toyota Platinum credit card
    • Earn 1 Air Mile per PHP 17 spend with your Metrobank Travel Platinum Visa
    • Metrobank Rewards Terms & Conditions
    • Travel Platinum Visa Annual Fee
    • UnionBank Rewards Card Program Terms and Conditions (April 2026)
    • UnionBank Rewards Credit Card - Moneymax
    • Flex Visa Credit Card | RCBC Credit
    • Rewards Points Program | RCBC Credit
    • Quasi-Cash Merchant Categories – RCBC Credit Card
    • BDO Credit Card Peso Rewards FAQ
    • Update ShopMore Mastercard Loyalty Program
    • HSBC Live+ Cashback Program Terms and Conditions
    • HSBC Live+ Credit Card | HSBC PH
    FAQ

    Which credit card is best for MCC 5542 in Philippines?

    For MCC 5542 (Automated Fuel Dispensers) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.

    What is MCC 5542?

    MCC 5542 is the merchant category code for Automated Fuel Dispensers (Fuel). MCC 5542 covers automated fuel dispensers, meaning self-service, pay-at-the-pump terminals where the card is used directly at the pump. It is closely related to 5541 (Service Stations), which covers fuel paid for inside the station, often with a convenience store. Rewards and pre-authorisation holds can differ between the two.

    Which cards earn no rewards on MCC 5542 in Philippines?

    HSBC Live+ Credit Card exclude MCC 5542 from rewards according to their terms and conditions.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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