MCC 4812 · Telecommunication Equipment and Telephone Sales · Telecommunications
For MCC 4812 (Telecommunication Equipment and Telephone Sales) in Philippines, the Robinsons Cashback Card, powered by Visa gives the highest cashback at 1% (cap: Php 20,000 per calendar year (combined)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Robinsons Cashback Card, powered by Visa
Shopping: grocery, department, electronics, apparel, cosmetics and other retail
Local, international or online
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
7.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 4812 (Telecommunication Equipment and Telephone Sales) in Philippines, the Robinsons Cashback Card, powered by Visa gives the highest cashback at 1% (cap: Php 20,000 per calendar year (combined)).
MCC 4812 is the merchant category code for Telecommunication Equipment and Telephone Sales (Telecommunications). MCC 4812 covers telecommunication equipment and telephone sales, such as mobile phones, handsets, and accessories sold by carriers or phone retailers. It is often confused with 4814 (telecommunication services), which covers recurring mobile and landline bills; a phone purchase and a monthly plan payment from the same carrier may carry different codes. Electronics stores generally use 5732.
Merchants in Philippines seen with MCC 4812 include Dito, Globe. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.