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    Best card by MCC / Malaysia / MCC 5451

    Best credit card for MCC 5451 in Malaysia

    MCC 5451 · Dairy Products Stores · Food

    For MCC 5451 (Dairy Products Stores) in Malaysia, the CIMB Cash Rebate Platinum Credit Card gives the highest cashback at 5% (cap: RM30 per month combined across the bonus categories).

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 5451

    Best overall

    1. 1.CIMB Cash Rebate Platinum Credit Card5% cashback · cap: RM30 per month combined across the bonus categories≈ 5.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.CIMB Cash Rebate Platinum Credit Card

      Groceries

      Cap RM30 per month combined across the bonus categoriesMin spend 5% requires monthly statement balance of RM3,000 and above; 2% below RM3,000

      Terms checked 2026-09-24 · Issuer terms ·

      5% cashback

    Points cards

    • 1.Maybank 2 Platinum Cards (American Express + Mastercard)

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 pts per RM1
    • 2.PB Quantum Credit Card (Visa / Mastercard)

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      1 pts per RM1
    Sources (7)
    • CIMB Cash Rebate Platinum Credit Card T&C (version 18 Sep 2024)
    • CIMB Cash Rebate Platinum Credit Card product page
    • Maybank 2 American Express Card Gold/Platinum Weekend Cash Back T&C
    • Maybank 2 Cards: TreatsPoints Rewards T&C
    • Maybank 2 Platinum Cards product page
    • PB Quantum Credit Cards product page
    • Public Bank Exclusion List for Card Rewards (REV280725)
    FAQ

    Which credit card is best for MCC 5451 in Malaysia?

    For MCC 5451 (Dairy Products Stores) in Malaysia, the CIMB Cash Rebate Platinum Credit Card gives the highest cashback at 5% (cap: RM30 per month combined across the bonus categories).

    What is MCC 5451?

    MCC 5451 is the merchant category code for Dairy Products Stores (Food). MCC 5451 covers dairy products stores, retailers specialising in milk, cheese, butter, ice cream, and other dairy products. Full-line supermarkets use 5411, bakeries use 5462, and other specialty food shops or convenience stores generally use 5499. Dairy delivery services may also use this code.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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