MCC 4111 · Local and Suburban Commuter Passenger Transportation · Transportation
For MCC 4111 (Local and Suburban Commuter Passenger Transportation) in Indonesia, none of the cards we track gives a bonus. 3 cards (HSBC Live+ Credit Card, Mega Travel Card, Transmart Mega Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
3.Garuda BNI Visa Signature Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.BCA Singapore Airlines KrisFlyer Visa Signature
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.BRI Kartu Kredit Visa Infinite Prioritas
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.BCA Blibli Tiket Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.Mandiri Traveloka Card (Visa)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.CIMB Niaga Mastercard World
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.Mandiri Kartu Kredit Shopee (Visa)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.HSBC Visa Signature Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Kartu Kredit Danamon American Express (Gold & Blue)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Mandiri Signature (Visa Signature)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 4111 as their main code. Seen a different code? Report it.
For MCC 4111 (Local and Suburban Commuter Passenger Transportation) in Indonesia, none of the cards we track gives a bonus. 3 cards (HSBC Live+ Credit Card, Mega Travel Card, Transmart Mega Card) earn nothing on this code.
MCC 4111 is the merchant category code for Local and Suburban Commuter Passenger Transportation (Transportation). Covers local and suburban commuter passenger transportation, including metro, light rail, commuter rail, public buses and ferries operating on regular routes within a metropolitan area. Long-distance passenger rail uses 4112 and intercity bus lines use 4131, while taxis and limousines fall under 4121.
Merchants in Indonesia seen with MCC 4111 include KAI (Kereta Api Indonesia / KAI Access), KAI (Kereta Api Indonesia) / KAI Access. A merchant's MCC can differ by payment channel, so check the code on your statement.
HSBC Live+ Credit Card, Mega Travel Card, Transmart Mega Card exclude MCC 4111 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.