MCC 8220 · Colleges, Universities · Education
For MCC 8220 (Colleges, Universities) in India, none of the cards we track gives a bonus. 6 cards (AU Altura Credit Card, Axis Bank ACE Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Axis Bank Atlas Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.ICICI Bank Coral Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.IDFC FIRST Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 8220 as their main code. Seen a different code? Report it.
For MCC 8220 (Colleges, Universities) in India, none of the cards we track gives a bonus. 6 cards (AU Altura Credit Card, Axis Bank ACE Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.
MCC 8220 is the merchant category code for Colleges, Universities (Education). MCC 8220 covers colleges, universities, professional schools, and junior colleges, including tuition and fees paid directly to the institution. Primary and secondary schools use 8211, vocational and trade schools use 8249, and schools and educational services not classified elsewhere use 8299.
Merchants in India seen with MCC 8220 include EaseMyDeal. A merchant's MCC can differ by payment channel, so check the code on your statement.
AU Altura Credit Card, Axis Bank ACE Credit Card, Flipkart Axis Bank Credit Card, Amazon Pay ICICI Bank Credit Card, Kotak League Platinum Credit Card, CASHBACK SBI Card exclude MCC 8220 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.