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    Best card by MCC / India / MCC 7372

    Best credit card for MCC 7372 in India

    MCC 7372 · Computer Programming, Data Processing, and Integrated Systems Design Services · IT/Programming

    For MCC 7372 (Computer Programming, Data Processing, and Integrated Systems Design Services) in India, none of the cards we track gives a bonus. 1 card (Kotak League Platinum Credit Card) earn nothing on this code.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 7372

    Best overall

    1. 1.Axis Bank Atlas Credit Card0.02 pts per ₹1≈ 2.0% back
    2. 2.Axis Bank ACE Credit Card1.5% cashback≈ 1.5% back
    3. 3.Tata Neu Infinity HDFC Bank Credit Card0.015 pts per ₹1≈ 1.5% back
    4. 4.Amazon Pay ICICI Bank Credit Card1% cashback≈ 1.0% back
    5. 5.AU Altura Credit Card1% cashback≈ 1.0% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.Axis Bank ACE Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1.5% cashback
    • 2.Amazon Pay ICICI Bank Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 3.AU Altura Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 4.CASHBACK SBI Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 5.Flipkart Axis Bank Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 6.HDFC Bank Millennia Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback

    Points cards

    • 1.HDFC Bank Infinia Credit Card (Metal Edition)

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.0333 pts per ₹1
    • 2.HDFC Bank Regalia Gold Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.025 pts per ₹1
    • 3.American Express Membership Rewards Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.02 pts per ₹1
    • 4.Axis Bank Atlas Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.02 pts per ₹1
    • 5.ICICI Bank Coral Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.02 pts per ₹1
    • 6.IDFC FIRST Millennia Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.015 pts per ₹1
    • 7.Tata Neu Infinity HDFC Bank Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.015 pts per ₹1
    • 8.SimplyCLICK SBI Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.01 pts per ₹1

    Cards that earn nothing on this MCC

    Kotak League Platinum Credit Card
    Sources (62)
    • Axis Bank ACE Credit Card - product page (features, fees & charges)
    • Terms & Conditions - Axis Bank ACE Credit Card Cashback Proposition (current version, Aug 2026)
    • Terms & Conditions - Axis Bank ACE Credit Card Cashback Proposition (earlier version with excluded MCC table)
    • Revision of Axis Bank ACE Credit Card T&Cs effective 20 June 2025 (category-based exclusions)
    • Revision of Axis Bank Credit Card T&Cs effective 28 Aug 2026 (gift cards, tolls, DCC)
    • Axis Bank Credit Cards MITC (Sep 2026)
    • Amazon Pay ICICI Bank Credit Card - ICICI Bank product page
    • Terms and Conditions governing Amazon Pay ICICI Bank Credit Card (section XXIV Rewards, MCC classification table; last updated Jan 13, 2026)
    • ICICI Bank Credit Cards Most Important Terms and Conditions (last updated Aug 2, 2026) - section 4 Reward Points Capping and MCC table
    • ICICI Bank - Changes to Credit Card Features and Charges
    • Amazon Pay ICICI Credit Card: Latest 2026 Changes Explained (CardCheck)
    • Altura Credit Card - AU Small Finance Bank product page
    • AU Credit Cards Key Fact Statement / Schedule of Charges v1.8 (7 July 2026)
    • AU Credit Cards MITC with Schedule of Charges
    • AU Altura (2026) review - CardAdvisor
    • CASHBACK SBI Card - Terms & Conditions booklet (Card Cashback Program, s.11, incl. MCC exclusion table)
    • Revision in the benefits of CASHBACK SBI Card (effective 1 April 2026)
    • SBI Card - CASHBACK SBI Card FAQs
    • SBI Card - Most Important Terms & Conditions (fees, utility payment fee)
    • Live From A Lounge - SBI Cashback Card new restrictions effective April 1, 2026
    • Flipkart Axis Bank Credit Card - product page (features, fees & charges)
    • Cashback Terms & Conditions - Flipkart Axis Bank Credit Card (Jun 2026)
    • Revision of Flipkart Axis Bank Credit Card T&Cs effective 20 June 2025
    • Preferred Partners for Flipkart Axis Bank Credit Card (Jul 2026)
    • HDFC Bank Millennia Credit Card - product page
    • Terms & Conditions - HDFC Bank Millennia Credit Card (published 20 Jul 2026)
    • HDFC Bank Millennia Credit Card FAQs (06 Feb 2026)
    • HDFC Bank Credit Cards - Most Important Terms & Conditions (Version 4.11, September 2026)
    • HDFC Bank Infinia Credit Card (Metal Edition) - product page
    • Infinia Rewards Points Program - Terms and Conditions (incl. 1 Jul 2026 SmartBuy voucher cap)
    • HDFC Bank SmartBuy - accelerated reward points structure and monthly caps (offer 1-30 Sep 2026)
    • HDFC Bank Regalia Gold Credit Card - product page
    • Regalia Gold product feature change notice (5 RP per ₹200 from 15 May 2026)
    • Regalia Gold Reward Points Program Terms and Conditions
    • Regalia Gold - Reward points redemption through SmartBuy
    • American Express Membership Rewards Credit Card - Amex India product page and MITC footnotes
    • American Express Membership Rewards Program (India) Terms & Conditions (PDF dated Jan 2026)
    • Terms and Conditions - 1,000 MR Points on spends of INR 20,000+ in a calendar month on Membership Rewards Credit Card (enrollment benefit)
    • American Express Membership Rewards (India) changes coming October 11, 2026 (Live From A Lounge)
    • Axis Bank Atlas Credit Card - product page
    • Atlas Credit Card Features T&Cs (EDGE Miles, tiers, milestones, transfers)
    • Revision of ATLAS Credit Card T&Cs effective 20 June 2025 / 1 Oct 2025
    • Live From A Lounge - Axis Travel EDGE transfer partner reshuffle (23 Sep 2026)
    • CardTrail - Axis Atlas new applications stopped (2026)
    • ICICI Bank Coral Credit Card - ICICI Bank product page
    • ICICI Bank Credit Card Terms and Conditions (ICICI Bank Rewards scheme)
    • ICICI Bank Credit Card Changes 2026: Fees & Rewards Caps (Finology Select)
    • FIRST Millennia Credit Card - IDFC FIRST Bank product page
    • Important update regarding your FIRST Millennia Credit Card (effective 18 June 2026)
    • Important update regarding your FIRST Millennia Credit Card (effective 18 January 2026)
    • IDFC FIRST Credit Card Devaluation 2026 - SaveSage
    • Terms & Conditions - Tata Neu Infinity HDFC Bank Credit Card (updated 03-Jan-2026)
    • Tata Neu Infinity HDFC Bank Credit Card - FAQs (fees, fee waiver)
    • HDFC Bank - Tata Neu Infinity HDFC Bank Credit Card product page
    • Card Maven - Tata Neu Infinity Credit Card Review 2026
    • SimplyCLICK SBI Card - Terms & Conditions booklet (updated Jul 2026)
    • SimplyCLICK SBI Card - Terms & Conditions: Reward Point (partner list, Mar 2026)
    • Paisabazaar - SBI SimplyCLICK Credit Card
    • Kotak League Platinum Credit Card - product page
    • League Platinum Card FAQs (reward exclusions with MCCs)
    • Kotak - List of MCCs under different categories for transaction fees and reward/milestone/fee-waiver exclusions (1 June 2025)
    • Kotak League Platinum Credit Card - Paisabazaar
    FAQ

    Which credit card is best for MCC 7372 in India?

    For MCC 7372 (Computer Programming, Data Processing, and Integrated Systems Design Services) in India, none of the cards we track gives a bonus. 1 card (Kotak League Platinum Credit Card) earn nothing on this code.

    What is MCC 7372?

    MCC 7372 is the merchant category code for Computer Programming, Data Processing, and Integrated Systems Design Services (IT/Programming). MCC 7372 covers computer programming, data processing, and integrated systems design services, and is widely used by software-as-a-service (SaaS) and cloud providers. It is often confused with 5734 (computer software stores), 5817 (digital applications), and 7379 (computer maintenance and repair services); which code a software subscription carries varies by merchant.

    Which cards earn no rewards on MCC 7372 in India?

    Kotak League Platinum Credit Card exclude MCC 7372 from rewards according to their terms and conditions.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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