MCC 5541 · Service Stations · Fuel
For MCC 5541 (Service Stations) in India, none of the cards we track gives a bonus. 9 cards (AU Altura Credit Card, Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card…) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.IDFC FIRST Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 5541 as their main code. Seen a different code? Report it.
For MCC 5541 (Service Stations) in India, none of the cards we track gives a bonus. 9 cards (AU Altura Credit Card, Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card…) earn nothing on this code.
MCC 5541 is the merchant category code for Service Stations (Fuel). MCC 5541 covers service stations, including fuel purchases made inside the station and, in some cases, related services such as car washes or minor repairs. It is often confused with 5542 (automated fuel dispensers), which is used for pay-at-the-pump transactions. Purchases at an attached convenience store may also be coded 5541 or 5499 depending on the setup.
Merchants in India seen with MCC 5541 include Bharat Petroleum, Essar, Hindustan Petroleum, IGL, Indian Oil, Jio-BP, Nayara, Reliance. A merchant's MCC can differ by payment channel, so check the code on your statement.
AU Altura Credit Card, Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card, Amazon Pay ICICI Bank Credit Card, ICICI Bank Coral Credit Card, Kotak League Platinum Credit Card, CASHBACK SBI Card, SimplyCLICK SBI Card exclude MCC 5541 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.