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    Best card by MCC / India / MCC 4816

    Best credit card for MCC 4816 in India

    MCC 4816 · Computer Network Services · Telecommunications

    For MCC 4816 (Computer Network Services) in India, none of the cards we track gives a bonus. 4 cards (Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 4816

    Best overall

    1. 1.Tata Neu Infinity HDFC Bank Credit Card0.015 pts per ₹1≈ 1.5% back
    2. 2.Amazon Pay ICICI Bank Credit Card1% cashback≈ 1.0% back
    3. 3.AU Altura Credit Card1% cashback≈ 1.0% back
    4. 4.HDFC Bank Millennia Credit Card1% cashback≈ 1.0% back
    5. 5.HDFC Bank Infinia Credit Card (Metal Edition)0.0333 pts per ₹1≈ 1.00% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.Amazon Pay ICICI Bank Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 2.AU Altura Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback
    • 3.HDFC Bank Millennia Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      1% cashback

    Points cards

    • 1.HDFC Bank Infinia Credit Card (Metal Edition)

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.0333 pts per ₹1
    • 2.Kotak League Platinum Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.0267 pts per ₹1
    • 3.HDFC Bank Regalia Gold Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.025 pts per ₹1
    • 4.American Express Membership Rewards Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.02 pts per ₹1
    • 5.ICICI Bank Coral Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.02 pts per ₹1
    • 6.IDFC FIRST Millennia Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.015 pts per ₹1
    • 7.Tata Neu Infinity HDFC Bank Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.015 pts per ₹1
    • 8.SimplyCLICK SBI Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-30 · Issuer terms ·

      0.01 pts per ₹1

    Cards that earn nothing on this MCC

    Axis Bank ACE Credit CardAxis Bank Atlas Credit CardFlipkart Axis Bank Credit CardCASHBACK SBI Card
    Sources (62)
    • Amazon Pay ICICI Bank Credit Card - ICICI Bank product page
    • Terms and Conditions governing Amazon Pay ICICI Bank Credit Card (section XXIV Rewards, MCC classification table; last updated Jan 13, 2026)
    • ICICI Bank Credit Cards Most Important Terms and Conditions (last updated Aug 2, 2026) - section 4 Reward Points Capping and MCC table
    • ICICI Bank - Changes to Credit Card Features and Charges
    • Amazon Pay ICICI Credit Card: Latest 2026 Changes Explained (CardCheck)
    • Altura Credit Card - AU Small Finance Bank product page
    • AU Credit Cards Key Fact Statement / Schedule of Charges v1.8 (7 July 2026)
    • AU Credit Cards MITC with Schedule of Charges
    • AU Altura (2026) review - CardAdvisor
    • HDFC Bank Millennia Credit Card - product page
    • Terms & Conditions - HDFC Bank Millennia Credit Card (published 20 Jul 2026)
    • HDFC Bank Millennia Credit Card FAQs (06 Feb 2026)
    • HDFC Bank Credit Cards - Most Important Terms & Conditions (Version 4.11, September 2026)
    • HDFC Bank Infinia Credit Card (Metal Edition) - product page
    • Infinia Rewards Points Program - Terms and Conditions (incl. 1 Jul 2026 SmartBuy voucher cap)
    • HDFC Bank SmartBuy - accelerated reward points structure and monthly caps (offer 1-30 Sep 2026)
    • Kotak League Platinum Credit Card - product page
    • League Platinum Card FAQs (reward exclusions with MCCs)
    • Kotak - List of MCCs under different categories for transaction fees and reward/milestone/fee-waiver exclusions (1 June 2025)
    • Kotak League Platinum Credit Card - Paisabazaar
    • HDFC Bank Regalia Gold Credit Card - product page
    • Regalia Gold product feature change notice (5 RP per ₹200 from 15 May 2026)
    • Regalia Gold Reward Points Program Terms and Conditions
    • Regalia Gold - Reward points redemption through SmartBuy
    • American Express Membership Rewards Credit Card - Amex India product page and MITC footnotes
    • American Express Membership Rewards Program (India) Terms & Conditions (PDF dated Jan 2026)
    • Terms and Conditions - 1,000 MR Points on spends of INR 20,000+ in a calendar month on Membership Rewards Credit Card (enrollment benefit)
    • American Express Membership Rewards (India) changes coming October 11, 2026 (Live From A Lounge)
    • ICICI Bank Coral Credit Card - ICICI Bank product page
    • ICICI Bank Credit Card Terms and Conditions (ICICI Bank Rewards scheme)
    • ICICI Bank Credit Card Changes 2026: Fees & Rewards Caps (Finology Select)
    • FIRST Millennia Credit Card - IDFC FIRST Bank product page
    • Important update regarding your FIRST Millennia Credit Card (effective 18 June 2026)
    • Important update regarding your FIRST Millennia Credit Card (effective 18 January 2026)
    • IDFC FIRST Credit Card Devaluation 2026 - SaveSage
    • Terms & Conditions - Tata Neu Infinity HDFC Bank Credit Card (updated 03-Jan-2026)
    • Tata Neu Infinity HDFC Bank Credit Card - FAQs (fees, fee waiver)
    • HDFC Bank - Tata Neu Infinity HDFC Bank Credit Card product page
    • Card Maven - Tata Neu Infinity Credit Card Review 2026
    • SimplyCLICK SBI Card - Terms & Conditions booklet (updated Jul 2026)
    • SimplyCLICK SBI Card - Terms & Conditions: Reward Point (partner list, Mar 2026)
    • SBI Card - Most Important Terms & Conditions (fees)
    • Paisabazaar - SBI SimplyCLICK Credit Card
    • Axis Bank ACE Credit Card - product page (features, fees & charges)
    • Terms & Conditions - Axis Bank ACE Credit Card Cashback Proposition (current version, Aug 2026)
    • Terms & Conditions - Axis Bank ACE Credit Card Cashback Proposition (earlier version with excluded MCC table)
    • Revision of Axis Bank ACE Credit Card T&Cs effective 20 June 2025 (category-based exclusions)
    • Revision of Axis Bank Credit Card T&Cs effective 28 Aug 2026 (gift cards, tolls, DCC)
    • Axis Bank Credit Cards MITC (Sep 2026)
    • Axis Bank Atlas Credit Card - product page
    • Atlas Credit Card Features T&Cs (EDGE Miles, tiers, milestones, transfers)
    • Revision of ATLAS Credit Card T&Cs effective 20 June 2025 / 1 Oct 2025
    • Live From A Lounge - Axis Travel EDGE transfer partner reshuffle (23 Sep 2026)
    • CardTrail - Axis Atlas new applications stopped (2026)
    • Flipkart Axis Bank Credit Card - product page (features, fees & charges)
    • Cashback Terms & Conditions - Flipkart Axis Bank Credit Card (Jun 2026)
    • Revision of Flipkart Axis Bank Credit Card T&Cs effective 20 June 2025
    • Preferred Partners for Flipkart Axis Bank Credit Card (Jul 2026)
    • CASHBACK SBI Card - Terms & Conditions booklet (Card Cashback Program, s.11, incl. MCC exclusion table)
    • Revision in the benefits of CASHBACK SBI Card (effective 1 April 2026)
    • SBI Card - CASHBACK SBI Card FAQs
    • Live From A Lounge - SBI Cashback Card new restrictions effective April 1, 2026
    Merchants in India using MCC 4816
    Netplus Broadband

    Highlighted merchants use MCC 4816 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 4816 in India?

    For MCC 4816 (Computer Network Services) in India, none of the cards we track gives a bonus. 4 cards (Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card…) earn nothing on this code.

    What is MCC 4816?

    MCC 4816 is the merchant category code for Computer Network Services (Telecommunications). MCC 4816 covers computer network and information services, such as internet service providers, web hosting, email and online service providers, and some cloud or online subscription services. It is often confused with 4814 (Telecommunication Services) for combined phone and internet bills, and with 5817/5818 for digital goods and software downloads.

    Which merchants in India use MCC 4816?

    Merchants in India seen with MCC 4816 include Netplus Broadband. A merchant's MCC can differ by payment channel, so check the code on your statement.

    Which cards earn no rewards on MCC 4816 in India?

    Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card, CASHBACK SBI Card exclude MCC 4816 from rewards according to their terms and conditions.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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