MCC 4812 · Telecommunication Equipment and Telephone Sales · Telecommunications
For MCC 4812 (Telecommunication Equipment and Telephone Sales) in India, none of the cards we track gives a bonus. 1 card (Amazon Pay ICICI Bank Credit Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Axis Bank ACE Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Flipkart Axis Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.Kotak League Platinum Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Axis Bank Atlas Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.ICICI Bank Coral Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.IDFC FIRST Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
8.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 4812 as their main code. Seen a different code? Report it.
For MCC 4812 (Telecommunication Equipment and Telephone Sales) in India, none of the cards we track gives a bonus. 1 card (Amazon Pay ICICI Bank Credit Card) earn nothing on this code.
MCC 4812 is the merchant category code for Telecommunication Equipment and Telephone Sales (Telecommunications). MCC 4812 covers telecommunication equipment and telephone sales, such as mobile phones, handsets, and accessories sold by carriers or phone retailers. It is often confused with 4814 (telecommunication services), which covers recurring mobile and landline bills; a phone purchase and a monthly plan payment from the same carrier may carry different codes. Electronics stores generally use 5732.
Merchants in India seen with MCC 4812 include Vodafone Idea. A merchant's MCC can differ by payment channel, so check the code on your statement.
Amazon Pay ICICI Bank Credit Card exclude MCC 4812 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.