MCC 4112 · Passenger Railways · Transportation
For MCC 4112 (Passenger Railways) in India, none of the cards we track gives a bonus. 2 cards (Kotak League Platinum Credit Card, CASHBACK SBI Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Axis Bank ACE Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.Amazon Pay ICICI Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Flipkart Axis Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Axis Bank Atlas Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.ICICI Bank Coral Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.IDFC FIRST Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
For MCC 4112 (Passenger Railways) in India, none of the cards we track gives a bonus. 2 cards (Kotak League Platinum Credit Card, CASHBACK SBI Card) earn nothing on this code.
MCC 4112 is the merchant category code for Passenger Railways (Transportation). MCC 4112 covers passenger railways, including intercity and long-distance rail operators and railway ticket sales. It is often confused with 4111 (local and suburban commuter passenger transportation), which many metro, subway, and urban transit systems use. Which code a rail operator uses depends on whether it is classified as intercity rail or local commuter transport.
Merchants in India seen with MCC 4112 include IRCTC. A merchant's MCC can differ by payment channel, so check the code on your statement.
Kotak League Platinum Credit Card, CASHBACK SBI Card exclude MCC 4112 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.