MCC 3845 · Bulgari Hotels · Hotels and Motels
For MCC 3845 (Bulgari Hotels) in India, none of the cards we track gives a bonus.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Axis Bank ACE Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.Amazon Pay ICICI Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Flipkart Axis Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.HDFC Bank Millennia Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.IDFC FIRST Millennia Credit Card
Travel: airlines, hotels, travel agencies (10X)
10 RP per ₹200 (total rate incl. base). IDFC defines Travel as MCCs 3000-3350, 3501-3853, 7011, 4511, 4722, 4723 (car-rental range 3351-3500 is not included). Additionally, bookings via 'FIRST Rewards Gallery'/'Travel & Shop' in the IDFC FIRST Bank mobile app earn 20% bonus Reward Points on hotels and 10% on flights over and above base earn (reduced from 33%/13% on 18 Jun 2026). Earn only on spends up to the credit limit per billing cycle.
Terms checked 2026-09-30 · Issuer terms ·
2.HDFC Bank Infinia Credit Card (Metal Edition)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.Kotak League Platinum Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.HDFC Bank Regalia Gold Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.American Express Membership Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Axis Bank Atlas Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.ICICI Bank Coral Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
8.Tata Neu Infinity HDFC Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
For MCC 3845 (Bulgari Hotels) in India, none of the cards we track gives a bonus.
MCC 3845 is the merchant category code for Bulgari Hotels (Hotels and Motels). MCC 3845 is a travel & entertainment code assigned to Bulgari Hotels, one of the hotel chain-specific codes in the 3501–3999 range. Card networks use these codes so purchases made directly with the hotel chain are identifiable; merchants without a dedicated code use MCC 7011 (Hotels, Motels, and Resorts). Stays booked and prepaid through booking sites or travel agencies usually post under the booking site's code instead.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.