Best credit card for MCC 7995 in Hong Kong

MCC 7995 · Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value · Gambling

For MCC 7995 (Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value) in Hong Kong, none of the cards we track gives a bonus. 3 cards (Standard Chartered Smart Credit Card, Standard Chartered Simply Cash Visa Card, Standard Chartered Cathay Mastercard) earn nothing on this code.

Tick the cards you hold to see which one to use here.

Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.

Cards ranked for MCC 7995

Best overall

1 mile is worthHK$

1.HSBC EveryMile Credit Card0.2 mpd≈ 1.8% back
2.American Express Explorer Credit Card0.1667 mpd≈ 1.5% back
3.DBS Black World Mastercard0.1667 mpd≈ 1.5% back
4.Citi PremierMiles Card0.125 mpd≈ 1.1% back
5.Citi Cash Back Card1% cashback≈ 1.0% back

Miles are converted at your mile value.

Miles cards

1.HSBC EveryMile Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.2 mpd
2.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.1667 mpd
3.DBS Black World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.1667 mpd
4.Citi PremierMiles Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.125 mpd

Cashback cards

1.Citi Cash Back Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1% cashback
2.DBS Eminent Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1% cashback
3.BOC Chill World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.4% cashback
4.Hang Seng MMPOWER World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.4% cashback
5.Hang Seng Travel+ Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.4% cashback
6.HSBC Red Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.4% cashback
7.HSBC Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.4% cashback

Points cards

1.Citi Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1 pts per HK$1

Cards that earn nothing on this MCC

Standard Chartered Smart Credit CardStandard Chartered Simply Cash Visa CardStandard Chartered Cathay Mastercard

Sources (42)

FAQ

Which credit card is best for MCC 7995 in Hong Kong?

What is MCC 7995?

MCC 7995 is the merchant category code for Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value (Gambling). MCC 7995 covers betting, including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks, as well as online gambling. It is generally treated as a cash-like, high-risk category. Some government-licensed gambling in the US uses 7800-7802 instead.

Which cards earn no rewards on MCC 7995 in Hong Kong?

Standard Chartered Smart Credit Card, Standard Chartered Simply Cash Visa Card, Standard Chartered Cathay Mastercard exclude MCC 7995 from rewards according to their terms and conditions.

MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.