MCC 6051 · Non-Financial Institutions – Foreign Currency, Liquid and Cryptocurrency Assets, Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment · Quasi Cash
For MCC 6051 (Non-Financial Institutions – Foreign Currency, Liquid and Cryptocurrency Assets, Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment) in Hong Kong, none of the cards we track gives a bonus. 3 cards (Standard Chartered Smart Credit Card, Standard Chartered Simply Cash Visa Card, Standard Chartered Cathay Mastercard) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.HSBC EveryMile Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.DBS Black World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.DBS Eminent Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.BOC Chill World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Hang Seng MMPOWER World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Hang Seng Travel+ Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.HSBC Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 6051 as their main code. Seen a different code? Report it.
For MCC 6051 (Non-Financial Institutions – Foreign Currency, Liquid and Cryptocurrency Assets, Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment) in Hong Kong, none of the cards we track gives a bonus. 3 cards (Standard Chartered Smart Credit Card, Standard Chartered Simply Cash Visa Card, Standard Chartered Cathay Mastercard) earn nothing on this code.
MCC 6051 is the merchant category code for Non-Financial Institutions – Foreign Currency, Liquid and Cryptocurrency Assets, Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment (Quasi Cash). Covers non-financial institutions selling foreign currency, cryptocurrency and other liquid assets, money orders, travellers cheques, account funding and debt repayment. These are quasi-cash transactions rather than ordinary purchases. It is often grouped with 4829 (money transfer) and 6012 (financial institution merchandise) as cash-like spend.
Merchants in Hong Kong seen with MCC 6051 include Octopus Card Top-up. A merchant's MCC can differ by payment channel, so check the code on your statement.
Standard Chartered Smart Credit Card, Standard Chartered Simply Cash Visa Card, Standard Chartered Cathay Mastercard exclude MCC 6051 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.