MCC 5699 · Miscellaneous Apparel and Accessory Shops · Retail
For MCC 5699 (Miscellaneous Apparel and Accessory Shops) in Hong Kong, none of the cards we track gives a bonus.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.HSBC EveryMile Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.DBS Black World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Standard Chartered Cathay Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.Standard Chartered Simply Cash Visa Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.DBS Eminent Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Standard Chartered Smart Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.BOC Chill World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Hang Seng MMPOWER World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.Hang Seng Travel+ Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
9.HSBC Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.Citi Rewards Card
Shopping and Entertainment (local, overseas and online)
1 basic point + 7.1 extra points per HK$1 = 8.1X, which Citi states is equivalent to a 3% points rebate. MCCs are listed in the T&Cs. Valid from 31 Oct 2024 until further notice. Extra points credited about 3 months after posting.
Terms checked 2026-09-30 · Issuer terms ·
For MCC 5699 (Miscellaneous Apparel and Accessory Shops) in Hong Kong, none of the cards we track gives a bonus.
MCC 5699 is the merchant category code for Miscellaneous Apparel and Accessory Shops (Retail). Covers apparel and accessory shops not classified under a more specific code, which can include specialty clothing, costume, accessory and online fashion retailers. More specific codes exist for men's (5611), women's (5621), family (5651) and shoe stores (5661). Transactions are typically in-store or online retail purchases.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.