Best credit card for MCC 5655 in Hong Kong

1. 1.Citi Rewards Card8.1 pts per HK$1 · cap: Extra points capped at 113,400 per card account per statement cycle, pooled with the Mobile Payments bonus (about HK$15,970 of Shopping & Entertainment spend)≈ 3.0% back
2. 2.HSBC EveryMile Credit Card0.2 mpd≈ 1.8% back
3. 3.American Express Explorer Credit Card0.1667 mpd≈ 1.5% back
4. 4.DBS Black World Mastercard0.1667 mpd≈ 1.5% back
5. 5.Standard Chartered Cathay Mastercard0.1667 mpd≈ 1.5% back

Miles are converted at your mile value.

Miles cards

• 1.HSBC EveryMile Credit Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.2 mpd

• 2.American Express Explorer Credit Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.1667 mpd

• 3.DBS Black World Mastercard

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.1667 mpd

• 4.Standard Chartered Cathay Mastercard

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.1667 mpd

• 5.Citi PremierMiles Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.125 mpd

Cashback cards

• 1.Standard Chartered Simply Cash Visa Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  1.5% cashback

• 2.Citi Cash Back Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  1% cashback

• 3.DBS Eminent Visa Signature Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  1% cashback

• 4.Standard Chartered Smart Credit Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.56% cashback

• 5.BOC Chill World Mastercard

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.4% cashback

• 6.Hang Seng MMPOWER World Mastercard

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.4% cashback

• 7.Hang Seng Travel+ Visa Signature Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.4% cashback

• 8.HSBC Red Credit Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.4% cashback

• 9.HSBC Visa Signature Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  0.4% cashback

Points cards

• 1.Citi Rewards Card

  Shopping and Entertainment (local, overseas and online)

  Cap Extra points capped at 113,400 per card account per statement cycle, pooled with the Mobile Payments bonus (about HK$15,970 of Shopping & Entertainment spend)

  1 basic point + 7.1 extra points per HK$1 = 8.1X, which Citi states is equivalent to a 3% points rebate. MCCs are listed in the T&Cs. Valid from 31 Oct 2024 until further notice. Extra points credited about 3 months after posting.

  Terms checked 2026-09-30 · Issuer terms · Rate changed?

  8.1 pts per HK$1

Which credit card is best for MCC 5655 in Hong Kong?

For MCC 5655 (Sports and Riding Apparel Stores) in Hong Kong, none of the cards we track gives a bonus.

What is MCC 5655?

MCC 5655 is the merchant category code for Sports and Riding Apparel Stores (Sports and Riding Apparel Stores). Covers stores specialising in sports and riding apparel, such as athletic wear, equestrian clothing and activewear. Stores selling sporting equipment in addition to apparel are usually coded 5941 (Sporting Goods Stores), and general clothing stores use other 5600-range codes.