MCC 5631 · Women's Accessory and Specialty Shops · Apparel
For MCC 5631 (Women's Accessory and Specialty Shops) in Hong Kong, none of the cards we track gives a bonus.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.HSBC EveryMile Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.DBS Black World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Standard Chartered Cathay Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.Standard Chartered Simply Cash Visa Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.DBS Eminent Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Standard Chartered Smart Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.BOC Chill World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Hang Seng MMPOWER World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.Hang Seng Travel+ Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
9.HSBC Visa Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.Citi Rewards Card
Shopping and Entertainment (local, overseas and online)
1 basic point + 7.1 extra points per HK$1 = 8.1X, which Citi states is equivalent to a 3% points rebate. MCCs are listed in the T&Cs. Valid from 31 Oct 2024 until further notice. Extra points credited about 3 months after posting.
Terms checked 2026-09-30 · Issuer terms ·
For MCC 5631 (Women's Accessory and Specialty Shops) in Hong Kong, none of the cards we track gives a bonus.
MCC 5631 is the merchant category code for Women's Accessory and Specialty Shops (Apparel). Covers shops specialising in women's accessories, such as handbags, scarves, hats, belts, costume jewellery and similar items. General women's clothing stores use 5621, fine jewellery stores use 5944, and luggage and leather goods stores use 5948. Transactions are typically everyday retail purchases.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.